Houses

lostinrates

Heyman wrote: »

The only thing I'd say about that is if you are getting a mortgage on, say, a standard 25-year term, your circumstances WILL fluctuate over that time period and so it's better to try and factor that in from the beginning. I didn't really appreciate that when we signed up for ours, but am wishing we had considered it a bit more now!

But totally understand that it's best to wait and see where you'll be in the first instance!!

Sure, I agree, and its one of those things where you take the stats and apply them to your own circumstances. DH's salary should, roughly double after March, should a place be available for him in London (he is advised thee is, but I guess recent history encourages us not to count our chickens). That sort of increase is never going to happen again, as far as I can tell, from one year to another, - though there will hopefully continue to be increases a doubling is retty rare, and so is likely to be the most significnt income change for us, should all go according to plan. we have other comlicating factors which I consider more ''those things that life does'' and while deserving f respect are less ''dramatic'' in their influence on timing.

nearlynew

Nice house and all that.

But in reality, without all the bullsh1t of the boom, worth about £130k

lynzpower

lostinrates wrote: »

Have a google Cleaver. see wat you money could get you in other areas...just for curiosity. I want to move north .

We were chatting with my parents about stuff we saw this morning an yesterday and my parents did what they always did: sucked their teeth about the cost of places these days.

FWiw, they think we should wait to buy.

Cripes, over 200k in Stockport- mentalism. There is simply no way I would pay that, NO NO NO. ( im from stockport, I wouldnt live that close to the pyramid if you paid ME! :D

Cheaper in london matey http://www.rightmove.co.uk/property-for-sale/property-13369611.html

Save yourself 40k and bump up your salries :A:A

Heyman_2

nearlynew wrote: »

Nice house and all that.

But in reality, without all the bullsh1t of the boom, worth about £130k

You're never going to buy are you? :rolleyes:

nearlynew

Heyman wrote: »

You're never going to buy are you? :rolleyes:

At these prices, never again.

brit1234

We are in the high house price endgame now. All the governemt stimuless that has boosted the market the last 6 months. The government hasn't simply the money now and is desperatly cutting. For example they have scrapped training for the TA for six months when they need more troops for afghanistan.

Without the stimuless the market will fall to sustainable levels.

Cleaver

brit1234 wrote: »

We are in the high house price endgame now. All the governemt stimuless that has boosted the market the last 6 months. The government hasn't simply the money now and is desperatly cutting.

Is there any chance you can come to Manchester and chant your rhetoric at the Estate Agents and house purchasers / sellers here? They are all merrily selling and buying houses at silly money.

I'll pay for your train and you can sleep in our spare room if you like.

Cleaver

lynzpower wrote: »

Cheaper in london matey http://www.rightmove.co.uk/property-for-sale/property-13369611.html

Reduced from £2.1 million too. That is quite a bargain.

LydiaJ

Cleaver wrote: »

Unfortunately me and the Mrs have quite an equal partnership, with each of our opinions meaning a lot to each other. We listen to each other and would only buy a house that both of us loved.

I think to get on that programme I would need to have my balls chopped off and become a snivelling wuss with no opinion. Mrs C would need to become a lot more horsey and dominating. We'd also need to make sure we get pregnant during filming or imediately afterwards, and that isn't in our plans.

Having said that, I'd love to have a good look at some guttering with Phil.

They do take on some couples with good relationships. Your best bet is to be looking for something weird. There was a lovely couple a few years ago who wanted a paddock for their camels, for example. Could you and Mrs Cleaver get some exotic animals with bizarre housing needs?

michaels

May be looking at this will make your prices seem more reasonable - and we are talking provincial town not Greater London.

http://www.rightmove.co.uk/property-for-sale/property-13006116.html?utm_source=addthis&utm_medium=share&utm_campaign=buyingaddthisjul09

Or this where you don't even get to park your car anywhere near:

http://www.rightmove.co.uk/property-for-sale/property-23538865.html?utm_source=addthis&utm_medium=share&utm_campaign=buyingaddthisjul09