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Debt enlightenment club

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Comments

  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Number 6 is invaluable!
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    If christanity allows you to maybe let one or two of there (so called) 7 deadly sins once in a while then we can allow people to not have to do ALL 15, just try the majority

    The sky one seems most controversial, but its worked for me so thats why it was put in, ill amend it slightly
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    As for numbers, you can assisgn yourself the number from previous

    so
    1. Pot o Gold
    2. Beanielou
    3. Sickofhavingnomoney

    does anyone else want to take care of this numbering system :D
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    kuohu wrote:
    :p

    Sign me up.

    I have visions of me telling everyone that they are the all singing, all dancing c**p of the world.

    But in all seriousness i think the speeches he makes in fight club are genius, when it comes to looking at life (not blowing up buildings and beating each other (and himself senseless) they are a good way to live and illustrate how that basically we are consumers following the herd and being too afraid to do things differently

    ***disclaimer - yes i know everyones debts arent casued by spending, but i think that becuase of the people who do recklessly spend on credit, it pushes up the cost of living, because the companies know, they can get higher prices because of the mentality of these people****
  • jet77
    jet77 Posts: 1,586 Forumite
    Sign me up too. :D . I need to keep focused coz have big financial plans this year.:j My current situation is like this:

    Lloyds Overdraft = £1500
    Halifax CC = £1591.32
    Egg = £2183
    Powergen = £205.32
    Total = £5479.64

    DEBT FREE DATE = JULY 2007 :D

    BANK CHARGES BEING RECLAIMED ;)
    LloydsTSB - £448 + interest
    (have started court procedings which they have acknowledged giving them til 06/06/06 to put in a defence)
    NatWest - £914 + interest
    (sent prelim request letter yesterday - they must reply by 03/06/06)

    Possible property development loan being taken out this year of £32-£35k:eek:to convert my property in to two and hopefully sell one for £70-£75k within 2 years of taking out loan.
    JUST DO IT ONE BRICK AT A TIME
    PROUD TO BE DEALING WITH MY DEBTS
    Weekly Budget: groceries£50/petrol£50/Unnecesary£15
    DEBT PAID = 58% (£4,212/£8216):T
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