When Does Debt Become Uncollectible?

Dancing_Shoes

DX2 wrote: »

Kelloggs has a point though it's a business transaction and as such should be treated just like any other debt.

But where is the regard for life?
Who knows what devastation the nrp leaves behind when they die......who cares about whether they live in a house with a second family just make them live on the streets!:rolleyes:

I already know the *people* who will be behind this legislation;)

plimsoll

Dancing_Shoes wrote: »

But where is the regard for life?
Who knows what devastation the nrp leaves behind when they die......who cares about whether they live in a house with a second family just make them live on the streets!:rolleyes:

I already know the *people* who will be behind this legislation;)

surely it should depend on the circumstances - what there is in the estate at time of death - if there is sufficient then debts should be paid but if not then cancelled. the focus seems to be on NRP dying by suicide due to struggling with debt payments, in which case one wouldn't expect there to be sufficient to pay the debt anyway (unless the NRP was completely rubbish with money and didn't realise what was there, given life insurance would be irrelevant as it doesn't generally pay on suicide anyway). However such legislation would presumably mean that children of a NRP who died of "natural" causes/accident etc who had maybe been paying the arrears in "compliance" but hadn't yet finished payments wouldn't "lose out" as they (children) would receive what they were "owed" out of the estate prior to it being divided up in accordance with the will/probate law.

Blob

After a meeting with shadow cabnet people earlier this year it hs been stated that the debt in this country is the highest in the EU for what ever reason and that this has to be handled and the CSA debt is part of that and that this has to be acted on and reduced. It must follow that the political will has been found to deal with this problem at whatever cost to whoever NRP or PWC it matters not, the economic wellbeing of the country has o come first!

I know that some people will be champing on the bit to come for me on this point, but that is the way it is the country has to come first, like it or not!

Blob

PS one thing I would point out is that if the NRP has arrears, while they are working it is almost imposible for them to pay it off, as the more they earn the mory they pay, thus they get a second job to pay off the arears and they are only working themselves into debt! How helpfull is this?

Blob

kelloggs36 wrote: »

If they owe the money it isn't any different to paying off credit cards debts or any other debts which the person accrued prior to their death.

So the CSA drive someone to take their life and then try and charge them for this, and you as stated think this is a good thing.

You have said that you have no problem in sleeping at night, if you follow this line of thought as you have stated you must support the fact that the CSA take life at no matter what cost. Take it from me not even Special Forces have that callous attitude to life, or death!

LizzieS_2

Dancing_Shoes wrote: »

Very morbid to want to take money from a deceased persons estate but i'm sure the ruthless pwc's this will appeal to:rolleyes:

I had to smile at that one DS.

If a house is jointly owned it will go to the nrrp anyway. Of course without the child support and possible extra from the Government, nrrp will be rolling in it just like the pwc was

Seriously this legislation is only there because there must be some proof of some nrps having capital or insurances which will cover debts - csa is no different to any other debt

Moving on in life, nrrp and pwc will both be without future help - sorry I cannot see how one is better off than the other there?

kelloggs36

Dancing_Shoes wrote: »

But where is the regard for life?
Who knows what devastation the nrp leaves behind when they die......who cares about whether they live in a house with a second family just make them live on the streets!:rolleyes:

I already know the *people* who will be behind this legislation;)

Do you think that the credit card companies, or the mortgage companies think about the regard for life~? Of course they don't - the only consideration is whether a debt owed by the NRP is legally owed, and if so, whether the estate covers those debts. If they do, the debts are paid and the remainder left to either those in the Will or the rules of Intestate will apply. I fail to see why the CSA would need to apply different rules? We are not talking about future payments - of course they will no longer apply, but arrears which are legally owed. Why should the child lose out on arrears which could be paid? There is no need for them to do so. I don't think that the house would actually be sold to pay off the debts and so would either go to the NRPP or the children (depending on the Will situation).

shell_542

Would no child support be owed after a death? Could a PWC make a claim on any money left from the NRP following their death?

marksoton

shell_542 wrote: »

Would no child support be owed after a death? Could a PWC make a claim on any money left from the NRP following their death?

If the new legislation is used it would only relate to arrears.

TBH i think any CSA debt should be collectable on someone's estate if that figure is correct and the CSA go about it in a correct and proper manner.

The reality of what will happen will be nothing like that.

If the idiots can't deal with individuals properly in life you can just imagine how they will treat surviving relatives....

kelloggs36

shell_542 wrote: »

Would no child support be owed after a death? Could a PWC make a claim on any money left from the NRP following their death?

No it can't - because child support is based on the earnings of an NRP and a dead NRP won't be earning anything! Arrears already built up is all the CSA could ever recover from an estate. Quite rightly so imo.