When Does Debt Become Uncollectible?

blimey40

I keep hearing that large amounts owed are uncollectible?

What constitutes uncollectible?

kelloggs36

When nrps are untraceable or have died are two such examples.

marksoton

Although there is provision in the " new " legislation to make debt enforceable even when you are six foot under. :rolleyes::D

frugallass

marksoton wrote: »

Although there is provision in the " new " legislation to make debt enforceable even when you are six foot under. :rolleyes::D

and why doesn't that surprise me?

The obituaries should read "no flowers please, a collection will be held and all donations will help pay off poor old John's CSA debts"

Pure evil - that's what the CSA are

kelloggs36

If they owe the money it isn't any different to paying off credit cards debts or any other debts which the person accrued prior to their death.

Blob

You may find that most if not all unsecured debt dies with you! I am sure that the families of the people that the CSA have driven to take their own lives have not paid a penny to the CSA after teh death, and I believe that the number is rising, 62 last I heard!

kelloggs36

That is because to date the legislation hasn't existed, so they could not do this - it is changing which I think is actually a good thing.

Dancing_Shoes

frugallass wrote: »

and why doesn't that surprise me?

The obituaries should read "no flowers please, a collection will be held and all donations will help pay off poor old John's CSA debts"

Pure evil - that's what the CSA are

:rotfl::rotfl: This post is brilliant!!:T

Dancing_Shoes

kelloggs36 wrote: »

That is because to date the legislation hasn't existed, so they could not do this - it is changing which I think is actually a good thing.

Very morbid to want to take money from a deceased persons estate but i'm sure the ruthless pwc's this will appeal to:rolleyes:

DX2

Dancing_Shoes wrote: »

Very morbid to want to take money from a deceased persons estate but i'm sure the ruthless pwc's this will appeal to:rolleyes:

Kelloggs has a point though it's a business transaction and as such should be treated just like any other debt.

plimsoll

when the NRP fails to ever get and hold a job for long enough for them to get around to doing a DOE.... Cos when they're on IB-JSA (&certain other benefits) the maximum that can be taken is £5 regardless of arrears... When I discovered that (originally cos for some reason the DWP had dropped the payments so CSA had to ask them to reinstate) the CSA adviser said "but he has to get a job at some point, so we can get the arrears then" and I just thought how naive she was... although I suppose when I first met him I did think he would get a long-term job soon!!!

Now I realise that it's not a major life-changing amount of money but it annoys me that he (or DWP or however it happened) can mess about & get away with not paying his measly contribution for a couple of weeks and they can't get it back off him until some mythical time in the future... Why can't they take even one extra £ a week if there's arrears? grrr!!