Open current a/c without putting in salary?

carlk73

Hi,

Are there any banks that let you open a current account with a debit card, but not have to put in your salary every month?

Thanks,

Carl

grumbler

I think all banks have such accounts.

HGLTsuperstar

Absolutely grumbler, my own the Nationwide I would recommend to anyone, not only because of the no-fee use abroad but the customer service has actually been that (a novelty these days). I have been with them since I was 18yrs old, as I needed an account in a rush for my summer job to pay my wages into, and although I no longer make financial decisions in such haste (i.e. first bank/BS along the high st), I'm glad I did that day!

vandanfc

I can second the recomendation for Nationwide. I wanted an esaver account and they automatically gave me a flex account in order to carry out the transfer of monies easier. No salary goes in just a little money once in a while. Got a full visa debit card no problems.

If you are not bothered about a branch network I think Cahoot may also do one if I can remember that far back.

headintheclouds

Can you also get a chequebook on this basis?

I need a second account to deal with the expenses incurred in running my father's house until probate is granted and I want to keep it all separate from my own current account. I need a chequebook to pay bills and one-off expenses.

Was thinking about Nationwide. Would put in a lump sum to start with (but not a big one) and then small amounts in and out to keep things ticking over.

Would appreciate any help with this. Thanks very much.

jonesMUFCforever

Would you not be better off opening a second account with your present bankers as they would already know you?
If you already have a debit card and cheque book on your main account I see no reason why they would not oblige you with the second one.

jimmyjim_uk

I have a current account with nationwide which is not my main account which has visa debit inc £100 cheque guarantee card and cheque book.

The only time I put momey in it is when I go abroad.