First time credit card - bit of advice!

basill

Just using the card brings fees to the cc company so they will be happy.
I`m not sure how to ratchet up the limit but after a while use a free trial for one of the credit reference companies to see how every payment is logged. Regular on time payments are very desirable, late or missed payments show as a negative.

Use Quidco or cashback kings and cancel before you have to pay the subscription to get a little back from the free look at your credit history!
I found it quite interesting how detailed their records are.

B