A little help, on PPI on closed loans?

cogsy1983

Hi guys,

i was just wondering how you would find out whether i had PPI missold on closed loans / credit cards dating back to 2002, closed in the last 2/3 years?

Abbey National loan
Auto finance ltd
loan protection on hsbc loan
mbna credit card
virgin mbna credit card
captail one credit card

i would really appreciate a little help on this matter.

thanks christine

gaileyh

Hello,

Im just in the process of trying to claim for a loan which I was persuaded to buy PPI desptie being a student at the time. The loan itself now eneded in 2003. I went to my bank and asked for details of my loans and insurance policies. They advised me to write to the reclaims department which I will do using the letter format on this site. I will keep you updated on how it progresses

di3004

cogsy1983 wrote: »

Hi guys,

i was just wondering how you would find out whether i had PPI missold on closed loans / credit cards dating back to 2002, closed in the last 2/3 years?

Abbey National loan
Auto finance ltd
loan protection on hsbc loan
mbna credit card
virgin mbna credit card
captail one credit card

i would really appreciate a little help on this matter.

thanks christine

Hello Christine and welcome.;)

I would start by maybe requesting a SAR (Subject access Request), if you no paperwork at all on your loans/cards.

However, it works out £10 for each request payable by cheque or postal order, and they have 40 days to comply.
Template for SAR letter here:
http://forums.moneysavingexpert.com/showthread.html?t=1475553

If you already have the paperwork and mis sold the PPI for any reason then give it a go at reclaiming it back.
Here is the link to templates, a checklist of mis selling reasons, check this through and if you require help, then please post up.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

di3004

gaileyh wrote: »

Hello,

Im just in the process of trying to claim for a loan which I was persuaded to buy PPI desptie being a student at the time. The loan itself now eneded in 2003. I went to my bank and asked for details of my loans and insurance policies. They advised me to write to the reclaims department which I will do using the letter format on this site. I will keep you updated on how it progresses

Hello and good luck with your reclaiming, if you require any help at any time, please post up, hope you have a good outcome on this.;)

cogsy1983

Thanks for the replies, what happens if i dont have the reference numbers for these loans/credit cards?