End of JSA what next?

clast07

I am an experienced IT proffesional(12+ yrs) coming towards the end of my 6mths on JSA and I am wondering what is going to happen at the end of the 6 mths as I have been unable to find work during the 6mths.

This is my first ever period of unemployment in my working life.

I have payment projection for my mortgage etc but this relies on the jobcentre supplying me with a ABI/1 form.

Will these stop at the end of the 6mths and therefore I will no longer be able to get my mortgage paid for by my MPP insurance?

What happens at the end of the 6mths on JSA?

dmg24

Do you have any other household income, and/ or a high level of capital?

Voyager2002

If your savings amount to less than 5,000 pounds, you then receive "income-based" JSA, paid in the same way (and subject to the same conditions) as the allowance you have been receiving.

If your savings amount to more than 16,000 pounds, your JSA comes to an end. However, you may continue to sign on and receive "credits" of NI contributions which count towards your state pension. You are still technically claiming JSA (and are eligible for assistance with travel to job interviews) and so should still receive the papers needed to claim your insurance.

If your savings are between 5,000 and 16,000 you receive some JSA, but the more your savings the less JSA you get. Don't rush out and spend your money, however, since people who do so MAY be treated as if they still had the money they spent in order to qualify for benefits.

clast07

My partner works part time in a nursery.
I have some redundancy money left but this has been used to keep us a afloat during the time I have been on jsa.

dmg24

Voyager2002 wrote: »

If your savings amount to less than 5,000 pounds, you then receive "income-based" JSA, paid in the same way (and subject to the same conditions) as the allowance you have been receiving.

If your savings amount to more than 16,000 pounds, your JSA comes to an end. However, you may continue to sign on and receive "credits" of NI contributions which count towards your state pension. You are still technically claiming JSA (and are eligible for assistance with travel to job interviews) and so should still receive the papers needed to claim your insurance.

If your savings are between 5,000 and 16,000 you receive some JSA, but the more your savings the less JSA you get. Don't rush out and spend your money, however, since people who do so MAY be treated as if they still had the money they spent in order to qualify for benefits.

The lower level is £6000. However, you need to take into account the earnings of the OP's partner.

OP, how much does your partner earn each week? How much redundancy money do you have left?

em4emma

I am coming to the end of my 6 months on JSA and have been told today that there is no way I can claim anything at all beyond the 6 month mark as my husband works full time. He doesn't earn enough to pay for everything though, so no idea what we are going to do now.
I have tried so hard to get a job over the last 6 months, but there is so much competition it is impossible.

Linda32

Hi,

I know exactly what you mean, I was looking today on the Reed website at jobs and there was a vacancy for a kitchen porter, washing cooking pots and pans, sweeping up, keeping everywhere clean and tidy. Move empty barrels in the cellar.

I thought it looked okay and I did apply, unfortunately, according to the Reed website 75 others also had the same idea about applying.

Oh well

As for making ends meet, have you been over to the Old Style part of the forum, thats where I usually hang out. Those peeps know how to make every penny count in ways you wouldn't dream off.

katkim

clast07 wrote: »

I have payment projection for my mortgage etc but this relies on the jobcentre supplying me with a ABI/1 form.

Will these stop at the end of the 6mths and therefore I will no longer be able to get my mortgage paid for by my MPP insurance?

My friend has payment protection for their mortgage and they sign on at the job centre even though they don't recieved any help or benefits from them. He does it just to provide official proof for the insurers that they're still unemployed. Your job centre shouldn't have a problem with you 'signing on' - it's probably very common.

ponymad_3

Voyager2002 wrote: »

If your savings amount to less than 5,000 pounds, you then receive "income-based" JSA, paid in the same way (and subject to the same conditions) as the allowance you have been receiving.

If your savings amount to more than 16,000 pounds, your JSA comes to an end. However, you may continue to sign on and receive "credits" of NI contributions which count towards your state pension. You are still technically claiming JSA (and are eligible for assistance with travel to job interviews) and so should still receive the papers needed to claim your insurance.

If your savings are between 5,000 and 16,000 you receive some JSA, but the more your savings the less JSA you get. Don't rush out and spend your money, however, since people who do so MAY be treated as if they still had the money they spent in order to qualify for benefits.

Can you clarify 'help with travel to job interviews... I am on JSA cont based and looking for work outside local area and cost is quite high for petrol.... does your comment mean I should be able to claim assistance

HappyMJ

ponymad wrote: »

Can you clarify 'help with travel to job interviews... I am on JSA cont based and looking for work outside local area and cost is quite high for petrol.... does your comment mean I should be able to claim assistance

That comment was made in 2009. Help with travel to interviews is now very restricted to the point of non existant. You adviser at the jobcentre will have access to a discretionary fund which may help but it is highly unlikely.

http://www.direct.gov.uk/en/Employment/Jobseekers/programmesandservices/DG_173631