Help in calculating PA wage to set as minimum to look for?

nicki_2

I'm currently on Income Support (single parent) and am aware that next October I'm going to be switched to job seekers due to my daughters age/change in rules. I'm looking for full-time work now in case something I'm qualified for comes up (Teaching Assistant Level 2) but since all the jobs I'm looking at are per-annum wages (or even more confusingly "PASS Level 2" or similar ) or pro-rata I'm completely confused about what wage I will need to earn to be equal to or better than on being on benefits.

My weekly income is currently:
Income Support : £36.30
Child Benefit : £20.00
Tax Credits : £52.77
LHA: 106.08 (all goes on rent)
Child Support: £48.00

Which all together works out (using weekly x4.33 for monthly and x52 for the PA) at about £1139.44 a month, which I calculate to be approx £13,683.80 a year. I know I'll still get £20 child benefit, and I'll get to keep all the Child Support (Approx yearly income of £1040 (CB) + £2496 (CS) using the same calculations) but what sort of figure am I looking at once National Insurance and Income Tax are taken into account?

The thing is I'd also have to take into account childcare (£7.50 a day for extended care at my daughters school which is the cheapest option in the area, and what to do if school holidays are different) and public transport costs, currently a minimum of £3.60 a day unless its within walking distance.

Better off calculations from the job centre don't make much sense to me. Can anyone help me out?

Would a job that pays "£13,703 pro rata based on 37 hours" be worth it? Or should I just hold out until I complete my degree & PGCE which won't be for another 3 years minimum!

brians_daughter

£17000 will give you £13,654.20 approx after deductions

Online calc below

http://www.tfpl.com/recruitment/candidates/calculator.cfm

pro rata
If you want to work out pro rata, say its 20k for 40hrs, and they want you to work 30 hours... you would divide the 20k by 40 (number of hours) and multiply by the actual hours ie 30...

so £20k for 40 hrs pro rata to 30hrs is £20,000 divided by 40 = 500
500 x 30=15000

minus tax and NI woudl give you roughly £12,274.20PA

Plus any cb, maintenance,and tax credits. You may qualify for childcare credits as well

Have you tried entitled to?

brians_daughter

Also,are you doing yoru degree p/t? Even p/t students can get assistance i thought? Have you not thought of going f/t?

Its hardwork, i am a single parent with 2 kids, and worked whilst studying! doable tho...maybe a trip to the student money saving board is in need to ensure you're getting everything for your studies you are entitled to.