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Which bank will let bad debters have a current account???

Hi

I am in the middle of helping my mum get out of her bad credit problem, however it isnt helped by her bank keep charging her.

I would love to get her to open a new current account with a different bank so she can gradually pay the OD off on the old one.

My question is: Which bank would be best for her and wouldnt refuse her for having bad credit?

Thank you in advance

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Any bank has basic accounts available.
    Different banks will have different rules and type of cards on offer but most have one thing in common - you can't have an overdraft on them.
  • elisebutt65
    elisebutt65 Posts: 3,854 Forumite
    I've been Money Tipped!
    Woolwich also do a basic non- scored account with a Vis Electron card. You can still have DDs and standing orders but not cheque book.
    Noli nothis permittere te terere
    Bad Mothers Club Member No.665
    [STRIKE]Student MoneySaving Club member 026![/STRIKE] Teacher now and still Moneysaving:D

  • Kesca
    Kesca Posts: 6 Forumite
    Hi All

    Thats great advise, thank you very much.

    I have already started trying to recoup the charges :) but I just want her to move accounts so she doesnt get anymore.

    I will let her know about the banks you suggested. Thank you again.
  • Kesca
    Kesca Posts: 6 Forumite
    Thats great advise, thank you very much.

    I have already started trying to recoup the charges :) but I just want her to move accounts so she doesnt get anymore.

    I will let her know about the banks you suggested. Thank you again.
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