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What Chance ?
modu
Posts: 28 Forumite
in Credit cards
Hi Folks !
My monthly outgoings have recently gone up due to a college training course i'm paying for.
I would like to balance transfer £7,700 owed on 3 Credit Cards and close the cards down. I have been strongly advised on the loans forum not to go for a consolidated loan.
I currently have £10,844 outstanding on a car loan.
I earn £20,000 p.a, I am currently renting and on the electoral role never missed a payment.
My total loans stand at £18,544 against a salary of £20,000. Am I still attractive to a C.C lender or have I reached the limit most lenders will lend to me ?
I am at my wits end, and will appreciate all advice !
My monthly outgoings have recently gone up due to a college training course i'm paying for.
I would like to balance transfer £7,700 owed on 3 Credit Cards and close the cards down. I have been strongly advised on the loans forum not to go for a consolidated loan.
I currently have £10,844 outstanding on a car loan.
I earn £20,000 p.a, I am currently renting and on the electoral role never missed a payment.
My total loans stand at £18,544 against a salary of £20,000. Am I still attractive to a C.C lender or have I reached the limit most lenders will lend to me ?
I am at my wits end, and will appreciate all advice !
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