Wed 7th October - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning everyone....

to any new posters and big to anyone feeling poorly/down ...or who just would like a hug;)

Off to Uni again for me today, quite looking forward to it now the scary first bit is out the way

So, here's today's list:

• check banking
• daily scratchies
• packed lunch to school for girls, college for me
• dinner from plan tonight - gammon, egg and chips
• no heating on yet.....oh no....(it's not that bad in my house really;))
• LSD - will only buy coffee from the machine at college
• Sparkle.....

Mogchops - glad you had a lovely weekend and hope you've caught up on some sleep

Have a lovely day everyone....rolling on to the weekend!

so_here_we_are

Morning All

Yesterdays plan went well and I got to fill up on free pub grub.
Today
- try and find more coins in the street to pay off my debt, have found 4 so far this weeK.
-checked online backing
-made a PAD
-Go on course - have free lunch and free drinks and free warmth
-have na NSD and an AFD
I'm sure theres more but I can't think.....

TangledMemories_2

Morning Milly....and all other DFWs :j

Well, after a rough couple of days rowing with OH over our finances...I seem to be the only one in the house actually conscious of our spending.

*Made own lunch
*Using work's tea bags and sugar to save my own:T
*Going to put bridesmaid dress and table centrepieces on ebay tonight along with anything else I can find.:o
*Contemplating taking printer/scanner/copier combo thingy to cash generator on friday so that the spare room can finally be tidy.
*Already bought 4 Christmas presents for a knock-down price using ebay and Costco.:T
*Got pork escalopes out of freezer ready for tea tonight....may chop up and put in curry...
*Purse only has £1.06 in...so won't be spending anything
*Book Friday off work as car is being collected to go in for accident repair....bit of a pain as only put fuel in yesterday :mad:
*Chase up insurance rep about extra money that's been going out of account...chance to recoup £30.
*Attempt to understand daily clicks guide to hopefully get started.

bathgatebuyer

I'm posting out 3 books I sold on Ebay for a tenner (woo hoo!);
Chased up my payment from Sainsburys for mis-sold PPI and they told me it should be with me in the next few days (Phew!);
Have already done a Valued Opinions survey today for 75p!

katylittlelady

Morning everyone:j Thanks for starting thread millie, hope uni is going well, sounds like it is? Waves to everyone else!

Feelinng a bit better today so hoping to be well enough to go to work! Still need to complete course of antibiotics! Here is my list for today:

• Free scratchcards
• Free lotteries (Not sure if these are on the site - They are kingo lotto and banana lotto - they work a bit like clicks - you earn points and then get free books/DVDs, I have won vouchers as well. Don't take long to do each day)
• Daily competitions
• Have a nice bath/hairwash to make me feel even better - use free bath products I have won!
• Sort out some postcard comps and send off - already have stamps so not sending out.
• Pay in cheque to bank
• NSD
• Food from stores
• Find some time to relax!

Have a great day everyone! x x x x

Katy83

Morning all,

Milly, glad uni is going well, hopefully they won't hit you with too much hard homework!

Katy, pleased you are feeling better, make sure you wrap up warm though - it is freezing out there!

Everyone else :hello: and hugs to those that need them.



My list for today -

• [STRIKE] HM banana bread and free apple for breakfast
• Packed lunch (pasta and feta cheese salad)
• Dinner from plan (HM cheese and onion pasties and wedges)
• Shopping list and plan what I need to bake
• Shopping at lunchtime
• Make bread tonight
• Spin class tonight
• Phone bank and transfer money into my cash account as that is all I have got now after :mad: card fraud yesterday. :mad::mad::mad:[/STRIKE]
• Ironing (if I can get a valid permit )

Oh, and the most important thing -

• [STRIKE] Get off the internet NOW and don't come back on till lunchtime!!![/STRIKE] Managed this :j

Happy hump day everybody xx

savingforarainyday

Morning Everyone

It is lovely and sunny here today.:j

So I am off to the allotment to pick some more root veg for soups
Lunch and dinner from storecupboard/freezer
Check online banking
Cook beetroot that I forgot to do yesterday:rolleyes:
Still try to decide what to do with big bag of cooking apples before they ferment:o
Put clothes away
Sort washing for machine overnight
Ds on course this evening,i Newark so night out at friends house while I wait for him.:D
I am new to competitions so I will look for some more to enter today

Hugs to those who feel poorly; hope you soon are better

Have a good day everyone:D

pixiechick99

Katy83 wrote: »

Morning all,

Milly, glad uni is going well, hopefully they won't hit you with too much hard homework!

xx

It seems good so far:D But, I have only been twice....just each wednesday and we haven't got started on the bucket-load of assignments...so ask me again in a month, I might not be so enthusiastic:rotfl:

You HM pasties sound fab....how do you make them?

Pippilongstocking

Morning all

Lots on today so need be quick

[STRIKE]
Check banks
Move some money about and PAD to evil edna
I tihnk I might have got paid?
[/STRIKE]:D
Book ferrry tickets using discount
[STRIKE]wrap up its cold here[/STRIKE]
[STRIKE]take some homemade cake into lunch[/STRIKE]
feed hens
[STRIKE]print tickets at work for the train on Saturday[/STRIKE]
storecupboard tea
walk dogs
not sure what else yet

Sparkle!!

DawnW

Morning all,

Been on a bit of a go slow this week, as I have had a horrid cold/flu thing (during my week off - typical :mad:). Anyway, I feel a little bit better today so may venture out and do a little shopping.

I will/have also:

Checked online banking

See to animals / walk dogs later

Make a tagine with lamb that has been lurking in fridge for a couple of days, and freeze it

Leftover pasta for lunch

Make broccoli cheese for supper - like cauliflower cheese, but using the broccoli I have in the bottom of the fridge :rotfl:

I shall leave it at that - shall probably be exhausted as I haven't really done anything since Saturday :rolleyes:

Have a nice day everyone!

angelflower_2

morning all

got a laugh this morning at this money saving dude...

http://news.bbc.co.uk/1/hi/world/africa/8292312.stm

Aside from that....

- confirmed overtime at time off
- taken thursday afternoon off work to weed the veggie patch LOL
- took the bus to and from work today to save on parking and petrol costs
- brought a borrowed book with me to read at lunch time. Its called Thank God its Monday and a much needed read for me as I have been struggling with my boss and heavy workload over last few weeks
- follow up chance to get a mentor as have been asked to lead a new group and finance education type mission
- do my daily clicks
- check for freebies to sign up for
- check for cinema tix
- check to see if car insurance cash back on its way
- eat left over spanish chicken and work out what I can defrost for tomorrow to make way for the rest