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How does VI affect what we think?
Comments
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HAMISH_MCTAVISH wrote: »The latest affordability measures show that the average homeowner spends less than 35% of disposable income (after tax and food) on mortgage payements today, versus 68% in 1990. The long term average is 37%.
Rates are at 0.5% Hamish.
Bought a lot of payments down. It aint worth measuring against the average.0 -
Graham_Devon wrote: »Rates are at 0.5% Hamish.
Bought a lot of payments down. It aint worth measuring against the average.
Graham, as we all know, most people are paying more like 5%, just like they were in 2007 when the base was 10 times higher than today.
Epic fail, try again.“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
I can't say standard of living is lower today, I think the contrary: people seem to have more doodakies, and eat more food, (I know I say this a lot, but I remember when smoked salmon was for New Years and special occasions, on slices of brown bread and butter, not just any old lunch, and does any one else remember when it was normal to put a secon jumper on rather than turn the thermostat up?- though I understand debt may have a higher involvement.0
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I wanted
It makes no difference to me and I have not a scoobie what they will do.
Right now, I have no idea what they will do and I have no vested interest.We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
lostinrates wrote: »I can't say standard of living is lower today, I think the contrary: people seem to have more doodakies, and eat more food, (I know I say this a lot, but I remember when smoked salmon was for New Years and special occasions, on slices of brown bread and butter, not just any old lunch, and does any one else remember when it was normal to put a secon jumper on rather than turn the thermostat up?- though I understand debt may have a higher involvement.
Lol......smoked salmon IS just for special occasions and turn the thermostat up? Goodness no, it's extra jumpers and quilts on the sofa.
Well it is in this house anyway......We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
No option for
"I'll be better off if HP stagnate, I think they'll fall/stagnate"
which would be my vote.0 -
Lol......smoked salmon IS just for special occasions and turn the thermostat up? Goodness no, it's extra jumpers and quilts on the sofa.
Well it is in this house anyway......
It mainly is in this house too....but its a general observation, how people live now is generally how they lived ten years ago, an not how I remember it being a decade before either. tales of ice on the insie of windows seem relagated to being tales of the past in most homes, where as I remember the need to lay put clothes the night before not being a matter of organisation, but wanting to have them really close to get into them straight out of bed in the morning. We don't use heating much so still do this sometimes
:D. (lir stifles long rant about kids having it easy etc etc) 0 -
Oh yes, I lay my clothes out ready for the morning too because otherwise I would be blue by the time I reached the top of the stairs! We don't have the ice on the windows ..I remember having that in my flat though (along with wearing a bobble hat, gloves, nightie, jumper and 3 pairs of socks to bed).
In the winter, we spend a lot of time at my parents - it's nice and toasty there!We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
Oh yes, I lay my clothes out ready for the morning too because otherwise I would be blue by the time I reached the top of the stairs! We don't have the ice on the windows ..I remember having that in my flat though (along with wearing a bobble hat, gloves, nightie, jumper and 3 pairs of socks to bed).
In the winter, we spend a lot of time at my parents - it's nice and toasty there!
LOL, my mother uses heating, and we pant like gundogs out of our bit of the house.0 -
I can remember ice on the insides of windows and in our first house with no central heating the water froze in the washing up bowl one particularly cold night.
My mum has her cental heating on more or less all the time and when it gets too hot she opens the window.0
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