Bankruptcy and christmas

RichesToRags

vermicious-knid wrote: »

JW's may not celebrate xmas but they can and do go BR and have the same money worries as others. doesn't mean that they don't worry about not being able to afford to buy their children gifts.

T'was a joke, hence the 2 winks on the end.

marmalady

My daughter is very much still into the magic of christmas shes approaching 7 next year so no doubt will figure it out or get told at school about santa. Last year she opened her stocking which i put on her bed for her to find when she wakes and she thought that was it and couldnt believe her eyes when she saw the rest of the presents. So this year will visit the pound shop for arts and craft stuff and im sure she will love it. No longer will i trawl thru toys r us spending a fortune on games that never get played with! Will plan lots of games and activities to make the day really special

MicheH

I have £100 highstreet vouchers coming that we'd been saving for all year. The only thing is I refuse to just squander that money on stores that charge through the nose so I guess it will be spent in elc getting messy play stuff. At least i'll think i'll have more for my money. Actually i'm sure you can spend them in wilkinsons. just thinking allowed

tiff

skibadee wrote: »

I was declared BR nearly 3 wks ago and am panicing as to how Im going to afford christmas this year......obviously I'm glad I no longer have credit...and never want it again.
How have others coped with this time of years costs?

Work out a budget per person and stick to it. If you have no budget, just a card or maybe a home made gift etc. You can only do what you can, dont beat yourself up or compare to previous years.

vermicious-knid

RichesToRags wrote: »

T'was a joke, hence the 2 winks on the end.

not to everyone's taste or sense of humour I think.

skibadee

I had for the past 5 years paid into a xmas club between £40 - £50 a mth, but this year couldn't afford it.....but wish to god I had struggled to do so.

I have 3 adult children aged 31, 27 and 26 and their 3 partners, two grandchildren, a nephew and 2 nieces, mum, dad and his partner ooh and my OH to buy for.
My children realise the situation ....in their cases I set the pattern for piles of presents from an early age,,,,but now their adults I think they can cope with having less!!
I've told them not to spend much on us too, they can't afford it either.

I think this is part of the problem ...and maybe part of the problem why I'm in this BR situation now....the fact that some of us set a standard in early years and continue to try to carry this on even when the costs of what they have are more expensive as they get older.....I'm setting myself a budget [ won;t be much ] and am going to have to stick to it....no piles of pressies under the tree this year......but also will have the satisfaction of knowing that I won't be paying for christmas for the best part of the following year too!!

RichesToRags

Vermi

I'm sorry if I offended you but this is a thread about christmas, it was a joke related to christmas. I never said anything about JWs not buying their kids things at other times of the year nor did I say they didn't have any money worries, it was you who brought that up.

I was raised JW that's why the joke came to me, my mother is still a JW as are some other members of my family. My cousin who is a JW has had the same joke with me herself.

It was never meant to offend anyones sensibilities, however as I seem to have offended you, I apologise.

cuddlymarm

Hi

I think one of the major things about when you go BR is that guilt that lurks in the background that you are in some way letting your loved ones down if you don't shower them with presents. (Trust me you will probably feel it at other times too, I felt so bad when my youngests student loan was mucked up by the bank and there was nothing I could do apart from hope it sorted itself out. But it did) If you explain to the big ones and other rellies that they are getting thoughtful presents and perhaps they could do the same for you so you don't feel guilty. Littlies often like opening lots of presents so give them lots, pencils, socks, scarves, bits and bobs that you can maybe collect a bit at a time.
Don't forget its what you do at Christmas that kids remember. Mine remember one year with pleasure where we had a power cut until mid afternoon where we all sat in the same room, read annuals and played games till the power came back on.

I know that no matter what you littlies get for Chrstmas they will enjoy it and as long as you allow yourself to so will you

Cuddles:rotfl:

skibadee

http://forums.moneysavingexpert.com/...play.html?f=10

link appears to be broken?

MicheH

skibadee wrote: »

the fact that some of us set a standard in early years and continue to try to carry this on even when the costs of what they have are more expensive as they get older

Absolutely, imagine my little girls' face when she hasn't been left WOW this year. I'm not talking masses here but there is a nice pile, enough for her to be excited. It will lessen big style when she's 8 or so and it's no longer magical, I see no need to carry on the pile idea when children are non believers, I feel that really is spoiling them.