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Hypno's "no more boom or bust" diary

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  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    (in it he declares his unrequited passion for me and gave me the secret of getting debt free :D:D)*

    sorry oo cant wok out which bit isent true:confused:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Happy Christmas one and all. hope your son is OK Hypno.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all! :santa2:
    Loads of snow here in the night and this morning, but being the hardy Northern girl that I am, we managed to go about our business ;)

    I'd just like to wish Hypno and all her disciples a very Happy and Peaceful Christmas, hope you all have a good restful break, Mac x
    (raising a mug of lemsip to all!)
  • Joins in with the *I have a pm from Martin too* he replied to a suggestion for a game i had. *sigh*

    Merry Christmas Hypno and gang. :)
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Question -Why am I on-line when I still have scads to do ?

    Today's list Move tree (hoover needles) Put Christmas shop away (hoover more needles) Tidy (hoover the needles) Dress table for tomorrow (Hoover again) Run to corner shop for brandy as forgot to buy brandy butter-praying they haven't sold out (hoover the needles and kick self for wanting a real tree) Walk to high street to buy brandy as corner shop is bound to have sold out and remember to get lottery (hoover when I get back) Go online and do lottery as bound to forget when out (hoover and dust) log into work for 4 hours -wrap presents between calls -only calls if it's anything like yesterday will be people trying to set up wireless on laptops before Christmas day-finish wrapping pressies-fall asleep on sofa utterly knackered -wake up at 3am resist the urge to hoover and go to BED

    Thanks for all the great advice, laughs and food for thought over the year Merry Christmas one and all !!
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    duchy wrote: »
    Question -Why am I on-line when I still have scads to do ?

    Today's list Move tree (hoover needles)...(hoover more needles)...(hoover the needles)...(Hoover again) etc.

    I saw (on The One Show), that if you add a small capfull of bleach to the water you put your tree in, that it stops the tree shedding so many needles. Check out their website and see if they still have the report there.

    Merry needle-filled Christmas, Duchy! :beer:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • se999
    se999 Posts: 2,409 Forumite
    duchy wrote: »
    Today's list Move tree (hoover needles) Put Christmas shop away (hoover more needles) Tidy (hoover the needles) Dress table for tomorrow (Hoover again) Run to corner shop for brandy as forgot to buy brandy butter-praying they haven't sold out (hoover the needles and kick self for wanting a real tree) Walk to high street to buy brandy as corner shop is bound to have sold out and remember to get lottery (hoover when I get back) Go online and do lottery as bound to forget when out (hoover and dust) log into work for 4 hours -wrap presents between calls -only calls if it's anything like yesterday will be people trying to set up wireless on laptops before Christmas day-finish wrapping pressies-fall asleep on sofa utterly knackered -wake up at 3am resist the urge to hoover and go to BED

    I know it's a bit late to say, but we switched to the Nordmann firs, they really were a lot better on not losing needles. They are normally dearer, but we did find it worth it. Might be worth thinking about next year.
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    0_santa32c4.gifSanta's nearly here!
    This one is for all of you but especially Shaun.... By the way I finished wrapping nearly 2 weeks ago!

    Hypno a quick update -my main mortgage is unaffected - it was the reserve account that luckily we don't use that the new rate applied to:j
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Right guys, this will probably be the last chance I get to be online before Christmas (Mum has plans for me this afternoon! :rolleyes:), so this is just to say thanks to you all (especially Hypno!) for all the fun, (the parties! ;)) and the debt-busting advice this year. May your Christmas be magical and your start to 2010 bring you everything you could wish for yourself and your families. :beer: :T
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A happy Christmas right back at you pickle and to everyone else on this thread!

    Resolutions for 2010 - I'm going to get a PM from Martin so I can join your club! :rotfl:

    Martin - if you're reading this I think you're fab and I'm debt free now thanks to you :j:D:rotfl:xx
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