M&S &MORE Repeat BT Offers

Mr_Pink_3

Hi All,

Nothing recent from a quick search.

I have had the above card for a fair while now, it was initially a 0% BT (no handling fee) for 9 months, following that I paid off the balance and had another 0% BT (no handling fee) but this time for 6 months.

The end of the current 6 month offer is drawing close, can anyone advise as to whether I can expect a further 0% deal if I pay off the card or will they only offer a 5-6% offer which I think is what some of their recent literature offered.

If it's relevant the limit is £6k.

Thanks in advance.

Mr P

smartsaver

Cards don't ususlly offer more than one repeat deal at 0% but who knows - you might be lucky. Only one way to find out for sure... give them a call

YorkshireBoy

I've been trying to secure a (first) M&S repeat for 2 months now, and the best they can do is 9.9% APR.

Maybe they're clamping down, what with the BT fee due to be introduced on 2nd June?

Mr_Pink_3

smartsaver wrote:

Cards don't ususlly offer more than one repeat deal at 0% but who knows - you might be lucky. Only one way to find out for sure... give them a call

Smartsaver - Great idea, many thanks. I figured that with the best part of £5k as an outstanding balance I’m probably not in the best position to call them to negotiate. As such I thought I’d test the water here.

Simon - The card will be paid off in the next month and I'll post back with how I get on although it's not looking promising in light of Yorkshire's news.

Yorkshire - Thanks for the info, I had a feeling they were clamping down but didn't know about the BT fee. Nothing is forever.

YorkshireBoy

Mr_Pink wrote:

I had a feeling they were clamping down but didn't know about the BT fee.

Didn't you receive the updated T&C's at the end of April?

Mr_Pink_3

YorkshireBoy wrote:

Didn't you receive the updated T&C's at the end of April?

- Probably.