having palpitations

gabs41

as you can see im falling back into old habits-gulp-im determined to change with your help[/QUOTE]

[ have you started to rack up debt since remortgaging, this is what is worrying me slightly about getting a consolidation loan. I have added a bit to my mortgage each time I remortgage with the intention of paying of credit cards, but then the balances creep up again. Sometimes I think about moving to a slightly cheaper but not as nice town, but it so scary as my girls are basically so happy with their lives, even though we don't have much spare money at the moment [/COLOR][/COLOR]

second_chance

gabs41 wrote:

as you can see im falling back into old habits-gulp-im determined to change with your help

[ have you started to rack up debt since remortgaging, this is what is worrying me slightly about getting a consolidation loan. I have added a bit to my mortgage each time I remortgage with the intention of paying of credit cards, but then the balances creep up again. Sometimes I think about moving to a slightly cheaper but not as nice town, but it so scary as my girls are basically so happy with their lives, even though we don't have much spare money at the moment [/COLOR][/COLOR][/QUOTE]
yes i have started racking up the debts again may only be small compared to what i had but as i know they will soon add up and il be in the same mess again but now i have you lot to keep me on the straight and narrow!!! with regards to your situation it would be a shame for you to move as your family are happy here hang on in there!! sending you a big hug x