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Cinnys Spending Diary - Take 2

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Comments

  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    I was just about to embark on Bingoport, but think I'll call it a night too :) Is there a referral bonus? If so, someone please PM me and I'll have a go tomorrow.

    I'm going for the tame highlights hot chocolate option as I've run out of points for today... Night!
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Flower08
    Flower08 Posts: 4,771 Forumite

    Flower, are you not tempted to use the moving out fund to pay off the CC? I seem to remember you giving reasons for this before, like the CC is your debt but the MOF is shared or something? Was just looking at the figures is all. Off to get into bed now with my glass of vino - it's been a long day, night ladies! (And isn't it cold??)


    Up until recently that moving out find was actually a back up plan for if the car failed its MOT, but it actually passed and its kinda now just sitting there. Its something i keep trying to talk to OH about, hes really not keen on the idea of using it to pay off the natwest - god knows why he never gives a proper reason just likes having savings 'just in case'.
    Sometimes im tempted to just do it without telling him :rotfl:
    On a more serious note though i do need to speak to him about it again, as obviously it would make sense!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Morning! :hello:

    Up to 8300 on BP but they've disabled the redeem button or summink so I can't get my £5 voucher, argh! Will check back later. DooYoo isn't looking too shabby - I think I'm at 7500? Might end up skipping the review again today as I forgot to sneak something in to review. Got distracted by Wonder Years! :o

    Flower - I think it makes sense to pay off the Natwest CC using some of your savings, it's not like it'll all be soaked up by it. Good luck with talking to your OH about it!

    Zig - You little devil!! I'm looking at S&G now :rotfl: £25.50 for stuff I've been wanting for ages + 3 of the free bags. Must behave! I have plenty of stuff, I don't need anything *wanders off mumbling*
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Cinny91 wrote: »
    Weeks To Do List:

    [STRIKE]1 DooYoo Review[/STRIKE]
    [STRIKE]2 DooYoo Review[/STRIKE]
    [STRIKE]3 DooYoo Review[/STRIKE]
    4 DooYoo Review
    5 DooYoo Review
    Check Onepoll - [STRIKE]Sun, Mon, Tues, Wed, Thus,[/STRIKE] Fri, Sat
    BingoPort - [STRIKE]Sun, Mon, Tues, Wed, Thus,[/STRIKE] Fri, Sat
    20 STP Tracks - Sun, [STRIKE]Mon, Tues(10), Wed(30),[/STRIKE] Thus, Fri, Sat
    Do all surveys in Inbox - [STRIKE]Mon, Tues, Wed, Thus,[/STRIKE] Fri
    BeautyJudge Review - [STRIKE]Mon, Tues, Wed, Thus,[/STRIKE] Fri
    Daily Comps - [STRIKE]Mon, Tues, Wed, Thus,[/STRIKE] Thus, Fri
    [STRIKE]Write up Budget for next week (whenever I get my wage slip)[/STRIKE]

    Just lagging on the STP and DooYoo front today, but I'll make that up tomorrow as I have the afternoon off and nothing planned.
  • poddle911 wrote: »
    I was just about to embark on Bingoport, but think I'll call it a night too :) Is there a referral bonus? If so, someone please PM me and I'll have a go tomorrow.

    I wouldn't have a clue, I just flounder about on that site really! Got my £5 voucher emailed today though so chuffed with that :) Need to do a couple of dooyoos then will have enough vouchers for my Wainwright set :j
    Flower08 wrote: »
    Up until recently that moving out find was actually a back up plan for if the car failed its MOT, but it actually passed and its kinda now just sitting there. Its something i keep trying to talk to OH about, hes really not keen on the idea of using it to pay off the natwest - god knows why he never gives a proper reason just likes having savings 'just in case'.

    Martin always says that emergencies are what credit cards are for ... I'd be tempted to pay it off for the psychological boost, and it doesn't deplete your MOF completely ...

    Wow Cin you really caught up on STP yesterday! Posting your to do list is obviously working!
    Weightloss: 14.5/65lb
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Are you paying interest on the credit card Flower? If you are then I would pay it off.

    I got a free mascara at work today , it is that vibrating Maybelline one. Have to see how it works! Can do a review on it as well hehe.
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    Morning all!

    Martin always says that emergencies are what credit cards are for ... I'd be tempted to pay it off for the psychological boost, and it doesn't deplete your MOF completely ...

    I agree - you'll still have over £300 in your fund and have the credit card 'just in case'

    Well done on your to do list Cinny! I would also get distracted by Wonder Years :D
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Jealous Wendz - I really want to try that!! I'd be scared of it jiggling too much and poking me in the eye though.

    Tete - Yay to the £5 voucher! I'm pretty tiddled off I can't redeem mine today :( I'm sure the reviews to get the bookset won't take long though!
  • Ooh Wendz, how exciting, and also scary!

    Cinny, I remember on the day I joined BP the redeem feature wasn't working, don't think it's anything to worry about and will be back up and running soon.
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I think they send vouchers out to everyone on Thursdays? So maybe they just halt the redeems for a while so they don't get flooded. Or maybe I'm just good at making things up :D

    I have no oomph today. Starting to regret my breakfast of orange juice and 3 malted milks. Off for a coffee and a jammy dodger! (I think my diet is built up on mainly biscuits..)
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