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Ninarich666 wrote: »I applied to Santander, Nationwide, Halifax and Sainburys, all of which said no. I just can't understand why i'm being turned down.
If you were declined for one HBOS card you shouldn't have went for the other - best to check the core brand before applying as lots of cards are affiliated i.e. M&S/HSBC - MBNA/Virgin Halifax/Sainsburys etc etc.....
Just let your credit sit for a little while then apply in a month or two, right now it probably suggests you're too eager to get credit (that's the impression a lender 'may' have)... Good Luck
2010 - year of the troll 
Niddy - Over & Out :wave:
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