Brown promises free home personal care

Errata

If the unintended consequence is so easy to spot, surely the Tories will also have spotted it and have plans to take it into account ?

moneylover

Errata wrote: »

As with everything, the devil will be in the detail !
Some might choose it sooner, some may do what they do now and wait until things have become completely unmanageable and have long passed the point when residential care became necessary. Perhaps those two groups may balance each other out ?

might be cynical but I dont suppose that you will be allowed to take up your insurance option till things have become 'unmanageable' and you are assessed as being complete unable to do anything useful for yourself. So people will end up using their savings and then only when perhaps the local authoritiy assesses you as 'critical needs' will you be allowed into the care home....
We will have to wait and see maybe the providers wont be very keen to put insurance packages together anyway

EdInvestor

Would people pay up at 65 if they thought they might later be barred from 'claiming' by a social worker?

moneylover

sorry, should have been clearer - I meant that 'critical' would be defined much as it is by local authorities at the moment ie really helpless to attend to own needs at all

fredsnail

The other issue of course is are there enough places in care homes for everyone claiming their freebies.

Given the rate they are closing in this area I doubt it - let alone enough carers etc.

dougs

Brown is good at making promises but then never delivers :rolleyes:

EdInvestor

Tories scheme aims at funding 2 years' care at the average cost of 26k a year.So topups may be necessary.

http://www.timesonline.co.uk/tol/news/politics/article6862458.ece

moonrakerz

scotsman4th wrote: »

That articles 3 years old.

OK, a couple from Sept 2009

"WE HAVE entered a new phase in the devolution settlement – a phase when Scottish politicians are openly talking about spending cuts, budget reductions and the consequent job losses.
It has been a long time coming but it is overdue, for since day one of its own year zero, the Scottish Parliament has lived in an unreal world where spending would always increase and what passed for economic debate was always about how the ever-growing cake was shared, rather than how it would be baked in the first place."

http://edinburghnews.scotsman.com/brianmonteith/Brian-Monteith-Harsh-economic-realities.5654936.jp


"The Scottish Government has scrapped the £120m Glasgow Airport Rail Link
More generally, the Scottish Government's administration budget will be cut by £14m

One of the most significant cuts, says the Scottish Government, ............ a £129m reduction for Scotland.

The housing and regeneration budget will see a sharp, £253m cut,

"administrative savings" of 1.5%, without affecting initiatives such as the prisons and court building programmes.

The education budget will be cut by more than £49m,

The environment budget will be cut by £8m - including a £3.2m reduction in spending on private water supplies.

There will also be £2.7m of cuts through efficiency savings across government agencies. "

http://news.bbc.co.uk/1/hi/scotland/8255282.stm

PS: If you are really gullible, the word "cuts" can be replaced with "investment" :rotfl::rotfl: