»

This Xmas wont be the same!!

New Post Advanced Search

Coronavirus: The latest from MSE


The MSE team is working extremely hard to keep the info we have about your travel rights, cancellation rights, sick pay (and more) up to date.
The official MSE guides: NEW MSE Coronavirus Guides

NEWSFLASH
FOREIGN OFFICE TRAVEL ADVICE * FURLOUGH UPDATE * MORTGAGE LENDING

This Xmas wont be the same!!

edited 29 September 2009 at 6:50PM in Debt-Free Wannabe
27 replies 9.6K views
Mr-KilnerMr-Kilner Forumite
28 posts
edited 29 September 2009 at 6:50PM in Debt-Free Wannabe
Evening all,

I was hoping to be in a decent financial position this xmas time, we was hit with the farepak scandal a few year ago and last year was my daughters first xmas so we me and my partner made sure her and her sis was looked after Xmas present wise and just got each other a little something!

This year I wanted to make a big splash, but we have just been hit with a solicitors bill for £400 which has made a big dent in the would be Xmas funds......

Not be beat or down about this I am now on a mission like many of you seem to be. I want to make £10 a day or even 1k in 87days (87 days to Xmas - ARGHH)

I intend to beg, borrow, sell, steal (legally) to make sure this Xmas goes with a bang! so any hints, tips, tricks are all welcome. :j:j

Thanks all! W

[threadbanner]box[/threadbanner]
:j £51 in the pot so far!!! :j
«13

Replies

  • simongregsonsimongregson Forumite
    822 posts
    Part of the Furniture 500 Posts
    ✭✭✭
    Just remember having lots of stuff doesn't make a good christmas, it can be fun to limit what you buy each other as it forces you to be more imaginative with presents!

    I don't know about your daughter, but our son much prefers the boxes to the presents and his favorite toy is a coke bottle with dried beans in it!!

    You could use your nectar/clubcard/boots points to get presents/food etc. It all helps reduce the cost.
  • TixyTixy Forumite
    31.5K posts
    ✭✭✭✭✭
    I'd agree with the above - if your daughter is less than 2 this christmas then she really won't have much understanding of the event and will be just as happy with a couple of cheap presents as 20 expensive ones. Our children are not naturally materialistic this is unfortunaltey something we teach them.

    Also because children do not have a concept of money you don't need to feel you have to spend the same amount on each child. If one gets a £50 bike and the other a £5 teddy bear (if thats what is appropriate to their ages) then they will probably both be just as happy.

    Good luck

    You could try signing up for some survey /review sites to earn vouchers that you could then buy books or presents with for christmas.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Thanks all, we did this last year, I used quidco and greasypalm quite a bit, but neglected them until tonight, I have been clicking mad for the last hour or so...

    I fully understand what you are saying about going mad at Xmas, apologies if it came across like I wanted to spend spend spend for the sake of it....its more like not feeling like I couldn't go that extra inch due to funds...
    :j £51 in the pot so far!!! :j
  • TixyTixy Forumite
    31.5K posts
    ✭✭✭✭✭
    Yeah I understand, wasn't trying to stand on the DFW soapbox btw - I think most of us are the same really, we want to treat the people we love.

    Good luck with the clicks!
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • HoraceHorace Forumite
    14.4K posts
    ✭✭✭✭✭
    Join the make £10 a day challenge..there is lots of tips on there on how to up your income..they will be starting one for October soon (although it may have already started as they tend to overlap with September). There is one thread specific to the £10 challenge in October though.
    Semper in faeces profundum variat

    Make £5 a day challenge Oct 2014 £126.00/£155
    Make £5 a day challenge Nov 2014 £157.40/£150
    Make £10 a day challenge Dec 2014 £392.90/£310
  • Christmas will be better if you are sitting there on Christmas morning knowing your spending over the previous few weeks is under control and accounted for.
    The worst christmasses are the ones where you sit back on Christmas night and think now it's all over, how the heck am I going to pay for it?

    This boxing day, start saving for next christmas with your penny jar

    Your'e thinking now (with 87 days to go) how you're going to pay for christmas, most people don't ask themselves that question until christmas night - or when the January credit card bills come in. You're already ahead of the game - Well done :T:T

    UD
    Total debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
    02/10 Now £3.12 due to repayments, BT and :money:
    Olympic challenge £5081/£28,000 (18.15%)
    Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
    1 debt in 100 days £2886/£3839
  • LilacPixieLilacPixie Forumite
    8.1K posts
    ✭✭✭✭
    get over to the grabbit board. its always good for a bargain and making the best use of the funds you do have. I have a 14 month old and she would be happy with a box and something to hit it with .
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • I've already created my 'Christmas Spreadsheet'!! I did it last year, I write down everyone I buy for, how much Im budgeting for them and then when I see something I put it on my list. I have a limit that Im willing to spend total, so I can keep track and re-jig things if I need to.

    Last week I popped into Boots, they have 3 for 2 on there gift sets, so I think I can get six presents in there, the people that I buy for won't know that I got them all marginally cheaper :)

    I can also sew and bake so this year Im making my step daughter some cushion covers and a new duvet set, and Im going to make Christmas Cookies and Muffins, make some homemade gift boxes and when I need something a little 'extra' thats what people will be getting!!

    I'm also the queen of shop around! Last year I did my whole Christmas including cards and wrap for £260.00 :D
    Debt Free Target: December 2011 :D
    :T I did it in November 2011!! :T
  • Just do what I do and not bother at all. All Xmas is is a period leading up to about 20 mins of results from loads of effort and the celebration of commercialisation.
    You end up spending £100s or £1000s for the sake of opening a few gifts, half of which are useless or go back 2 days later and you end have to queue for 2-3 hours to do the simplest thing as everyone else decides to do exactly the same thing; hours cooking a dinner than lasts minutes and you can't manage to eat anyway; relatives you couldn't care less about the other 364 or so days of the year; traditional tv that usually has more Easter shows on and somehow ends up worse than exactly the same things that are on every other day of the year (but with Xmas put in front of them).....etc

    All Xmas is these days is a load of brainwashed people panic buying everything under the sun because the media and shops tell them they have to and at the end of the day it causes so many financial problems for yielding so little.
  • Just do what I do and not bother at all. All Xmas is is a period leading up to about 20 mins of results from loads of effort and the celebration of commercialisation.
    You end up spending £100s or £1000s for the sake of opening a few gifts, half of which are useless or go back 2 days later and you end have to queue for 2-3 hours to do the simplest thing as everyone else decides to do exactly the same thing; hours cooking a dinner than lasts minutes and you can't manage to eat anyway; relatives you couldn't care less about the other 364 or so days of the year; traditional tv that usually has more Easter shows on and somehow ends up worse than exactly the same things that are on every other day of the year (but with Xmas put in front of them).....etc

    All Xmas is these days is a load of brainwashed people panic buying everything under the sun because the media and shops tell them they have to and at the end of the day it causes so many financial problems for yielding so little.

    Or its the one day of the year we can all feel 'normal' as we watch our families open the gifts we've bought them, that we've worked hard and saved hard to do. It's the one day that you get to spend with the people you CHOOSE too, with no interruptions. You have a lovely dinner, you have a meal that you wouldn't have any any other time of the year - and you get to go to bed content that night as you know you made the people you love happy, for one day, and you won't be paying for it for the next year.

    Each to their own and all that, and you probably think I live in a fantasy world, but I appreciate Christmas so much more now that I have to save and shop around, it 'makes' something of my christmas. I don't shop much anymore so this is my little pocket of shopping for the year. And I dont feel guilty as it's not frivolous :)
    Debt Free Target: December 2011 :D
    :T I did it in November 2011!! :T
Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support