ppi help

KIKJASON

hi there just checked out this site could anybody help me got 1 credit card with halifax and 2 with barclays had ppi on all of them for about 8 years cancelled it about a year ago what do i need to put on the templegate form do i just need start date i took the cards out and put account nos on forms ive been self employed for 14 years so i think i could claim i had about 13000 on the cards any help would be great thankyou

di3004

KIKJASON wrote: »

hi there just checked out this site could anybody help me got 1 credit card with halifax and 2 with barclays had ppi on all of them for about 8 years cancelled it about a year ago what do i need to put on the templegate form do i just need start date i took the cards out and put account nos on forms ive been self employed for 14 years so i think i could claim i had about 13000 on the cards any help would be great thankyou

Hello and welcome.;)

For more information on reclaiming, check this link here below, which includes guidelines of reclaiming and template letters:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

For the 2 with Barclays, if you were mis sold for the same reasons then you can write on the same letter for that one, just remember to write both account numbers and of course you then have a separate one to write for the other bank.

They have 8 weeks to respond in full

You need to keep at them until they respond in your favour, or until they issue you with the final decision, which should also enclose details of the financial ombudsman service (FOS), you should be able to take your complaint to these if your not happy with the outcome.

Do not worry about writing the amounts, you can use the templates in the above link if you want to - or as a guide with your own words and obviously write your own reasons.

Best to post by recorded delivery.....this is your proof of posting.

Many have been successful reclaiming as far back as the late 90's.

Go for it, good luck.;)

Please keep us posted and ask for more help if required.

marshallka

KIKJASON wrote: »

hi there just checked out this site could anybody help me got 1 credit card with halifax and 2 with barclays had ppi on all of them for about 8 years cancelled it about a year ago what do i need to put on the templegate form do i just need start date i took the cards out and put account nos on forms ive been self employed for 14 years so i think i could claim i had about 13000 on the cards any help would be great thankyou

If your only reason is that you were self employed then I would 100% check you were not covered as some PPI's actually cover self employment if you are paying class 2 NI.

melorablack

Just some constuctive criticism for future reference....some punctuation would really make your post easier to read...;)

And I agree with Marshallka, you may actually be covered by the policies.

di3004

melorablack wrote: »

Just some constuctive criticism for future reference....some punctuation would really make your post easier to read...;)

And I agree with Marshallka, you may actually be covered by the policies.

Hi Mel.....:D

melorablack

di3004 wrote: »

Hi Mel.....:D

Hiya Di pm-ing you now....

di3004

melorablack wrote: »

Hiya Di pm-ing you now....

tee hee, cheers and get pm'd you back.:D