Capital One - Holiday cover changed to at least 75% required to be payed on card

Legacy_user

I have a Capital One card and they have sent a letter to say "must have charged at least 75% of total cost of transport/accomodation to your mastercard. This is a basic requirement only. You're not covered if your holiday starts on or after 1st Nov 09, even if it was purchased before this adte. You'll need to arrange your own holiday cover after this date."

I am reading this correctly? Does it mean you are no longer covered under Section 75 if you pay less than 75% of holiday on the card?

I recently booked a holiday and only put £10 on credit card and rest was paid by debit card - am hoping I have nothing to worry about...

Has anyone else had this letter?

withnell

Its the chage in the terms of your holiday insurance - i think from other posts that you'll get a £10 bounty each year to make up for the loss of cover

System

Thanks withnell, I thought it might be something to do with the section 75 cover and panicked a little - I already have seperate holiday insurance...

Moggles_2

Summer01 wrote: »

I recently booked a holiday and only put £10 on credit card and rest was paid by debit card. Am hoping I have nothing to worry about ...

I hope that's a typo'
Transactions over £100 are fully protected by Section 75

For more info', see Martin's article on *Section 75 refunds*
www.moneysavingexpert.com/shopping/section75-protect-your-purchases

System

The holiday was quite expensive but I only put £10 on credit card and rest of debit card after reading this from Martin's page :-

Here’s a quick example of how it works…

Savvy Salma spots the high tech TV she’s been planning to buy at half price for £500 including delivery in a high street sale. Yet she’s only got £10 left on her card limit (don’t worry, it’s a cashback card, she’s going to pay it off in full).
Salma pays £10 of the cost on her credit card and the rest on her debit card. Sadly the next day the store goes bust, before her telly is delivered. Yet she can claim the WHOLE £500 back from the credit card company, because she paid in part on the card.

SimbaSimon

Never mind..

System

Just to follow up on my post #5, is it okay to put £10 onto a credit card and pay the rest on a debit card? The total cost came to over £1k..