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Be Optimistic in October & join our NSD Challenge!
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Well, I made NSD 3 today. It's not quite so good as some of you, but my target is a little lower. I'm pretty confident I'll reach it at the end of the month.0
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NSD number 5 for me I am half way there. Hoping for a NSD again today (mainly because i have no money) but I have an opticians appointment and could get expensive. If nt today then maybe tomorrow but I am sure i will get another one in over the weekend.1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now
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I'm really struggling this month, although not of my own doing. There's appointments every day this week & similar in a couple of weeks time, so I'm desperately hoping to get some serious nsd tallies from Sunday.
Well Done to yooze lot tho :T..very impressive!Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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I'm delighted to say No 8 No spend days
Still working my way through the Freezer and Cupboards
TrishaIt is far better to know nothing than to not know
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Well yesterday was supposed to be a NSD and ended up not being! oops! had to pay for an order through the book club at work (xmas presents, earliest i've ever bought) and then had to give my dad some money for a drink last night! almost said no and explained the whole NSD thing but didn't.
Oh well, it's going to be touch and go this month now as i haven't planned for any in the last week coz it's my birthday week and got things planned. Not going to beat myself up over it tho! Think this month's aim will now be more to do with the amounts than the NSD's!! If i can stick to my budget then I'll still have done well!DMP Mutual Support Thread Member No 261Debt at start of DMP (Jan 2009) = 46,147.86 Now = 36,826.98DFD = [STRIKE]Jan 2014[/STRIKE] May 2013 ([strike]60[/strike] [STRIKE]52[/STRIKE] 41 payments to go)NSD:Nov 12/12:jDec 9/10 Jan 5/10Slowly but surely:coffee:0 -
I'm afraid its a spend day for me as we have absolutely no food in the house, will try for number 6 tomorrow, should be do able1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now0
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Number 5 today down to a little planning yeaterday and getting the 'little things' I needed (tobacco and milk) for later in the week yesterday when I had to buy electric :j
DFD Need to August 2027
NSD March 15/20
NSD April 17/15
NSD May 13/15
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Back on track: NSD number 8 today. :j I'm pleased with my progress, but I'm not going to get complacent because I can see how unplanned for circumstances (some nice, some not so nice) can get in the way of the best made plans. I suppose that the thing I've learned is that 'slip ups' don't have to mean 'might as well give up'. This thread helps to keep this perspective. Thank you all! :T0
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I'm half way there, managed 2 more NSD's this week bringing my total to 5/10 so fingers crossed will manage to fit 5 more in before end of month!0
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No spend number 7 Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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