Monday 28th September - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning gang Welcome to any new posters....come in and join us
Booo to getting up in the dark....it's too hard for me:rotfl: So, a quick cuppa and put my face on while I write this post at the same time....multi-tasker, me

Anyway, not much on today - the usual work, home, dinner....you know;)
List for today then:

• check banking...payday:D
• daily scratchies - withdraw 2nd £5 from V**gin
• packed lunches for school for all 3 of us
• NSD
• post DD2's DS game sold on ebay
• dinner from plan - sausages, mash, yorkshires, veg...hmmmm
• no heating
• lights off when not in rooms
• Sparkle....of course

Ok, think that's all....have a lovely day everyone!

DawnW

Morning Milly,
Thanks for starting the thread. Monday again :rolleyes: - don't they come round quickly... Still, next week I am taking off as leave:j I can't wait - it seems ages since I had a proper break.

Just the usual for me today as well:

Check online banking

See to animals

HM meals from stores

boring ...

Oh and post a book sold on Amazon :T

Better get on.

Have a nice day everyone :hello:

Candy0107

Morning All

Thanks for starting the thread today Milly

Hello to everyone else who posts today. Hugs to those that need them.

Today I have/will:
• Checked online banking
• Meals from storecupboards
• Have an LSD – I need to buy a sandwich for work and potatoes for mash tonight
• While I am on the internet catch up on the forum
• Put spare change in my coke bottle saving’s pot
• Apply for any interesting jobs
• Finish pinning my dressmaking piece for tomorrow’s class
• Check out the local papers for jobs in the local library

Think that is about it…..have a great day everyone

Candy xxxx

DawnW

I am impressed with the dressmaking Candy!

brokemedic

I have only been on this journey for about a month but this is the first month in years that I have approached the end of the month without this feeling of panic in my stomach as I didn't have enough money in my account to pay for DD/mtg etc. This is even after getting paid.. Had to share that with someone..

So today I am going to..

Cycle to uni.
Take a flask of coffee and sandwiches with me.
Post off CDs to Magpie - packed them up last night.
Check that none of my library books need returning.

Hope you all have a good day..

mogchops

Morning all - quick quick quick, running late, what a surprise for a Monday!! :rolleyes:

Today:

- Check online banking
-Quidco clicks
- Packed lunches all round
- Chicken curry in slow cooker (yum)
- Rainbows & guides for DDs later
- Whizz into town on way home from work to trawl charity shops for more 80s costume goodies
- make fairy cakes
- Still no heating on
- countdown to Friday - My birthday and off to Butlins!! Woo hooo!!! :j

Have a good day everyone xxxxx

PS, Fay - short sleeves & cardy again - sorry!!!!

Katy83

Morning all,

Milly - thanks for starting the thread. I agree about the getting up in the dark thing, it's horrible. It still looks pretty dark outside here now, although thankfully not too cold.

Candy - dress making sounds great! What are you making?

Brokemedic - welcome to the thread. I agree, it is such a good/weird feeling not having the usual end of month panic. Also, I think since my LBM it has been the first time in my life I haven't been worried about checking my bank balance! I used to get terrified the cash machine would give me a reciept, not a good way to be going on. :eek: :rotfl:



So my list for a miserable monday:

• [STRIKE]
• NSD
• Check banking
• Breakfast and lunch from stores
• Dinner from freezer (salmon linguine)[/STRIKE]
• Ironing (didn't get this done yesterday - my permit must have expired )
• Yoga tonight
• [STRIKE] Drive carefully to stretch petrol out till payday (Wednesday)
• No heating on[/STRIKE]

Think that's about it, have a good day all xx

Pippilongstocking

Morning all you lovely lot in cardigans

Think february weather - that's what we have here, grey, heavy rain COLD and yukky.

Today
[STRIKE]
Pay into bank lodgers cash (hurray!) and cheque for expenses
Check banks
PAD to evil edna
Pay a chunk of cc
[/STRIKE] - £500 paid - 277 to go
Go to work and enter lots of data - ho hum its that kinda day
DS feeling a bit odd so he's off school
Mince tatties and dumplings nom nom
[STRIKE]If brave walk doggies later[/STRIKE]
If NOT brave kick doggies into garden and have a cuppa
[STRIKE]Shower using the excessive hot water[/STRIKE]
Phone to re-order oil they didn't reply to my online request .........
[STRIKE]
Sparkle through many layers of t-shirts and jumpers
Read some diaries and steal (I mean of course admiringly copy their ideas!)
[/STRIKE]

waves to all - Milly loving the multi-tasking.........

Katy83

fayjmck wrote: »

Morning all you lovely lot in cardigans

Think february weather - that's what we have here, grey, heavy rain COLD and yukky.

If it's like February in September - What happens in February??? :rotfl:

savingforarainyday

Morning everyone. Monday:eek:
This morning I have
bottled some beetroot
Washed up
Sorted stuff to go into recycler
checked emails etc
Just got to check banking
I will tidy downstairs,
Dinner from storecupboard/freezer
Will sort washing to go in overnight

Busy, busy busy:rolleyes:

I did manage to find out how to upload pictures onto this site and posted Meggy dog onto yesterdays thread.

Today we have inspector coming from LEA to make sure we are educating our son properly. Haven't really prepared anything.:eek: Ds said he would talk to her show her some stuff off his laptop, show the photographs he entered into a competion and tell her about the courses he is starting and the courses he wants to get onto next year. Said I could tell her about how he will be tested for his maths and english, and taking his ecdl.

Why was I worried. He has obviously given it more thought than me:rotfl:

Weather looks nice here, warm. I'm not dressed yet and little dog is still asleep in bed, actually just in one of her many beds, sometimes she sleeps on the kids beds. She is some times called Meggy Tart, because she will sleep with anybody in anybodys bed given the chance (not in mine though)

Well off to find some clothes:eek:, probably all in conservatory waiting to be ironed, they will have a long wait, I rarely do ironing.:rolleyes:
They will just have to get themselves folded up and put away.

Pippilongstocking

- loving the image of 'tart' dog - Peedie has bed head this morning and he's the same he will sleep on anyones bed (normally mine!)

Waves goodmorning