We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Debt relief order advice, please help !
Hi, I have been thinking of applying for a debt relief order for a whilr now, but the whole thing scares me and I need some advice of someone whos done it. I have checked online and beleive I qualify for this, but I am scared of making a wrong decision, I cant afford to pay off my debts at all and there just getting worse, I have a CCJ now and I am wondering if the DRO will effect my credit further or now that I have a CCJ its as bad as its going to get anyway ? Also are there any restrictions on people with DRO, I have visions of being watched like a hawk for the next year, or am I being silly ? Can anyone offer some advice 
0
Comments
-
Hi, I have been thinking of applying for a debt relief order for a whilr now, but the whole thing scares me and I need some advice of someone whos done it. I have checked online and beleive I qualify for this, but I am scared of making a wrong decision, I cant afford to pay off my debts at all and there just getting worse, I have a CCJ now and I am wondering if the DRO will effect my credit further or now that I have a CCJ its as bad as its going to get anyway ? Also are there any restrictions on people with DRO, I have visions of being watched like a hawk for the next year, or am I being silly ? Can anyone offer some advice
Hi PL1066 & welcome.
The first thing is to contact CAB/ Nat Debtline/CCCS & find out if you qualify ....the criteria is quite strict I believe.
There is a sticky at the top of this board...have a good read & I am sure that someone who has done a DRO will be able to help you.
Maybe post more details about your situation & there will be folks on here that can help... first thing is to contact one of the debt charities.
Good luck, Angiexx0 -
Thanks I will do that :-)0
-
I found it easy and straightforward, and no you are not watched like a hawk. Had DRO for 4 months now and no further contact with anyone, so i expect it to remain the same till the 12 months are up, as my circumstances won't change.
Go for it and good luck.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards