need help please

nadnad

try emailing the CAB, or is there an office near you? could you call in? you are probably going to need someone like this to organise a new budget for you and organise reduced payments to your creditors - the sooner you do this the better you'll feel.

lynzpower

jeanette88 wrote:

owe cap one £2200.00
mortgage and personal bank loan frozen for few months until hubby goes to tribruanal for unfair dismal case dont know aprs on cards will try to find out though ,phone high cos OHwas long distance wagon driver rang each other alot just paying back bills .waiting on answer from national debt place cos only got internet now phone on reduced service (no out going calls our request)paid insurances 5 months in front when he lost his job so we knew we were covered for those just thought loanguards would have covered gemoney but they turned us down .tried CAB but never get answer

You could get primus 2 for your out bound calls its free and gives you free evening & weekend calls. At least you wont have to use your mobiles for the important calls - most places are open in the evening

beanielou

Please dont depend on getting a payout from an I.T. as anything could happen meantime.
Please keep trying CAB.Think England are trialling an out of hours thingy just now.
Sorry I know more on Scots law

aimme13

if your on full benefits you should be entitled to free school meals.......also your gas and electric seem really high, is this on a key meter? as it works out a lot more expensive......could you try switching to monthly d.d. and shop around for a cheaper quote...........good luck

jeanette88

the gas and electric are on metre key they were in when we moved in so kept them (at least its two things i can get in arrears with HAHA) going for job in local pub later today only eight hours but better than nothing i suppose .Not banking on pay out from I,T just to prove it wasnot his fault for been sacked cos then all loanguards will have to pay (all except ge money they still say we dont qualify was a bit pointless paying payment protection i think)

Thanks

nadnad

can your husband get other work? when exactly will he hear from the tribunal? you maybe need to be prepared that it may be postponed, these things often are.