Reclaim Bank and Credit Card Charges

gizzmo_2

There is a very useful article on the Motley Fool this week advising how to reclaim any charges that you may have been hit with from your bank or credit card. I don't know if this has been covered before - I did a search but didn't find anything.
Looks worth trying - there is a sample letter as well to make it very easy. I'm gonna give it a go.
Thought I'd share it with you all in case you hadn't seen it. Click the link for the article.

http://www.fool.co.uk/news/foolseyeview/2006/fev060504c.htm?source=ioowfeml0040004

Astaroth

Of cause you can just think about it first... why is your signature on a piece of paper saying you agree to the T&Cs including fees if you are now disputing them. What do you think the ultimate outcome will be? Banks making less profit or.... higher interest rates on credit/ lower interest on savings/ borderline credit cases now being declined instead of accepted?

Personally I think it will be option 2 - better get all those 0% offers done now before the moaners get them stopped

inmypocketnottheirs

Astaroth wrote:

Of cause you can just think about it first... why is your signature on a piece of paper saying you agree to the T&Cs including fees if you are now disputing them. What do you think the ultimate outcome will be? Banks making less profit or.... higher interest rates on credit/ lower interest on savings/ borderline credit cases now being declined instead of accepted?

Personally I think it will be option 2 - better get all those 0% offers done now before the moaners get them stopped

Would you by any chance be a bank employee??

The_Boss

Do they also explain how to pay off a large credit card bill if the lender then recalls the debt as they have a perfect right to do? Or do they also suggest jumping up and down shouting "punitive unproportional charges" to that too?

Mark7799

gizzmo wrote:

I don't know if this has been covered before - I did a search but didn't find anything.

http://www.fool.co.uk/news/foolseyeview/2006/fev060504c.htm?source=ioowfeml0040004

I have to wonder how much searching you did - this topic is rather well covered in the Budgeting and Current Accounts section;)

Astaroth

inmypocketnottheirs wrote:

Would you by any chance be a bank employee??

As you will see from my profile, I do work for the insurance division of a bank - but my opinions on here are purely my own. If you look at some of my posts you will see that I do criticise the actions of banks/ insurers (in general rather than any particular company) when I disagree with them.