Insure car thats not driven?

50plusabit

My daughter is taking her driving test mid Nov. She has been offered a little car that has been kept up together. It has 11 months Tax, 11 months MOT, but no insurance obviously. She can afford to Insure it till after her test, and will not be driving it. Question is, can she keep it on the road outside the house without insurance? I know if its not taxed it has to be off the road. Its the insurance im intrested in.

alanrowell

It has to be taxed, insured & MOT'd in order to be on the public highway.

To keep if off the road without any of the above then the car must be SORN'd - ie you formally inform the DVLA.

In any other circumstances the owner of the car can be fined with a possibility of the car being seized.

EdGasket

Why can't she insure it now? There is not much difference in price once test passed, it often goes up because then they can drive on their own.

cajef

50plusabit wrote:

It has 11 months Tax, 11 months MOT, but no insurance obviously. Question is, can she keep it on the road outside the house without insurance? I know if its not taxed it has to be off the road.

Have you thought of the consequences if it is not insured if some local scumbag decides it is just the car for a joyride in, maybe even fancies a bit of engraving on the bodywork or even that it would make a good bonfire, keeping it uninsured on the highway is not a really great idea.

KeithP

alanrowell wrote: »

It has to be taxed, insured & MOT'd in order to be on the public highway.

To keep if off the road without any of the above then the car must be SORN'd - ie you formally inform the DVLA.

In any other circumstances the owner of the car can be fined with a possibility of the car being seized.

That middle sentence is a little off the mark.

You can keep a car off-road without insurance, and without MOT. It is only if it has no tax that it must be SORNed. Of course the tax cannot be renewed without the other things, but until the tax runs out there is no need for SORN.

MUMMYTO2BOYS

We kept an uninsured Corsa off road and it burst into flames, rolled down the hill and stopped next to another car which also went up in flames. Both were write offs. We paid the owner of the other car all his costs as he was a neighbour. Would have been much cheaper to insure ours in the first place.

daxx_2

Try and get the 'second car' added to your insurance, the registered owner does not necessarily have to be insured if not driving the vehicle.