If you spend about £500-750 a month and pay the bill in full ALWAYS....

OMAR

what card would you recommend?

Paul_Herring

Any card that gives cashback. Amex, Egg, etc.

lilsunflower

If you can get the Amex 5% cashback, that would be ideal! I think it just requires £30k + salary and decent credit score. At 500-750/month, you'd meet their expenditure requirements for cash back.

The suggestion of Egg Money above is a good idea, although I've not used it before.

I also use MBNA Rewards, which suits my purposes just fine. But I think it's rewards are worth just 0.5%, which is not great.

Paul_Herring

One downside of Egg, however, is that they're charging (new customers) a quid a month. (Offset by a spend of £100/month)

anna42hmr

as the others have said a cash back card

or a card that offers rewards - ie if you collect airmiles and want to get more lloyds duo for instance (1 for every £10 on amex and 1 for every £50 spent on the mastercard), or if you shop at tesco and want to up your points tescos credit card (1 point for every £4)

prowla

Tesco, with the clubcard points.

uzubairu

prowla wrote: »

Tesco, with the clubcard points.

I pay for most things on my Tesco credit card (even Council Tax).

Last year I received £95 in Clubcard vouchers (just from my credit card) which equates to £380 in Deals vouchers.