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Was just wondering!
cosmic_girl
Posts: 199 Forumite
in Credit cards
Hi folks,
Just out of interest, when you apply for a product (credit card for example), how long does the company hold your application details for?
Cheers in advance x
Just out of interest, when you apply for a product (credit card for example), how long does the company hold your application details for?
Cheers in advance x
Current Accounts with Lloyds TSB and Bank of Scotland
Lloyds TSB Airmiles Duo CC
T Mobile (new i-phone
)
:beer: :j :j :j :beer:
Lloyds TSB Airmiles Duo CC
T Mobile (new i-phone
):beer: :j :j :j :beer:
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Comments
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Usually 3 months in case you need to appeal the decision. It then gets archived but not used unless you request to see the information as part of a data subject access request
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So six years then?LBG_worker wrote: »Usually 3 months in case you need to appeal the decision. It then gets archived but not used unless you request to see the information as part of a data subject access request.0 -
Aw, thanks for that. I was just wondering because I am looking to maybe buy a new car (just want to save a bit more towards deposit first :beer:) and black horse are the finance company. A few years back when I bought my current car I remember being told I couldn't get finance with black horse. Didn't understand why because I'd not had any problems but it turned out that the garage, when inputting my data, had spelt my first name wrong and also transposed the month and day on my date of birth. Although, this was a couple of years ago, I didn't want it to have an affect on this new car.
Do some companies keep applications for 6 years????Current Accounts with Lloyds TSB and Bank of Scotland
Lloyds TSB Airmiles Duo CC
T Mobile (new i-phone)
:beer: :j :j :j :beer:0 -
This should not impact your application. Yes they do keep applications for up to 6 years but it does vary if you have a relationship with the bank then they will just in case it is specifically requested in a DSAR. If however you dont have a relationship with the bank and they don't have a valid reason for keeping your data they don't keep your application.0
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LBG_worker wrote: »This should not impact your application. Yes they do keep applications for up to 6 years but it does vary if you have a relationship with the bank then they will just in case it is specifically requested in a DSAR. If however you dont have a relationship with the bank and they don't have a valid reason for keeping your data they don't keep your application.
Great, thank you. As its a different garage this time, fingers crossed they will input correct data and all will be hunky dory. Thanks again xCurrent Accounts with Lloyds TSB and Bank of Scotland
Lloyds TSB Airmiles Duo CC
T Mobile (new i-phone)
:beer: :j :j :j :beer:0 -
enjoy your shiny new car!!!0
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