DCA's hounding me for debts over 8 years old

gilligansyle

Have been reading this and one thing still jumps out at me, have you got a copy of your credit report yet? Are these debts showing on it?

Quite often with old debts they original, if in existence at all, is on microfiche so is difficult to read, and may not have been drawn up properly anyway.

Is there any way you can scan the CCA and post it on here( removing any personal info) so that people like RAS who know what they are talking about can see it?

Also the original creditor should send you a notice of assignment so that you know which DCA you are dealing with. If the account has been passed to a different one, and you do make payments you need to be sure they are going off the correct debt.

rebel2

gilligansyle wrote: »

Have been reading this and one thing still jumps out at me, have you got a copy of your credit report yet? Are these debts showing on it?

Quite often with old debts they original, if in existence at all, is on microfiche so is difficult to read, and may not have been drawn up properly anyway.

Is there any way you can scan the CCA and post it on here( removing any personal info) so that people like RAS who know what they are talking about can see it?

Also the original creditor should send you a notice of assignment so that you know which DCA you are dealing with. If the account has been passed to a different one, and you do make payments you need to be sure they are going off the correct debt.

I will try again to upload the cca's to this thread in the next day or two.I tried once but it just said the file scan was too big!.I'm not brilliant at computers. I've had no deed of assignments form the two dca's as yet,one said they havnt got one.