Overdrawn for less then a day

lowtidesurf

Hello Experts

I have just gone overdrawn on a current account with barclays and gone 16 pounds into my reserve fund.
I have been overdrawn for less then a day and just recevied a letter stating for every 5 working days im in the overdraft I will be charges £22.

Is there anyway to not pay these charges ???

natweststaffmember

lowtidesurf wrote: »

Hello Experts

I have just gone overdrawn on a current account with barclays and gone 16 pounds into my reserve fund.
I have been overdrawn for less then a day and just recevied a letter stating for every 5 working days im in the overdraft I will be charges £22.

Is there anyway to not pay these charges ???

You can ask them to remove the personal reserve or "opt out".
I would reclaim all charges or add it to any existing claim you may have.

iblametheparents

You can't have been in your Personal Reserve for less than a day because if you were then you would not have incurred a charge.

If you enter your Personal Reserve but then get out of it by branch cut-off times or 6:30pm for Telephone/Online Banking then you don't incur a charge!