We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

How to remove a search from file

digitalphase
digitalphase Posts: 2,087 Forumite
in Credit cards
I have a search on my Equifax from Capquest dated 28/04/2008. Obviously this is over a year old and surely it should have been deleted?

How do I get it removed as it mentions the reason for the search was 'outstanding debt' which I think is derogatory to my file.

Comments

  • cosmic_girl
    cosmic_girl Posts: 199 Forumite
    I'm sure I've read on here that these type of searches stay on your file for two years as it is like a tracing thing x
    Current Accounts with Lloyds TSB and Bank of Scotland
    Lloyds TSB Airmiles Duo CC
    T Mobile (new i-phone :p)
    :beer: :j :j :j :beer:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    digitalphase wrote: »
    I have a search on my Equifax from Capquest dated 28/04/2008. Obviously this is over a year old and surely it should have been deleted?

    How do I get it removed as it mentions the reason for the search was 'outstanding debt' which I think is derogatory to my file.

    Debt Searches (or Trace Searches) remain for 2yrs....

    See here: Credit Reference Agencies
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    never-in-doubt wrote: »
    Debt Searches (or Trace Searches) remain for 2yrs....

    See here: Credit Reference Agencies

    Oh, thanks. Bl**dy scumbags :mad:

    Will it automatically come off in April?
  • blue35_2
    blue35_2 Posts: 77 Forumite
    I have a unrecorded searched from these also - doesnt show but its over a year old ?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture