Pre-Paid Credit Cards

a01020304

Is there a list that shows ALL the pre-paid credit cards that are available in the uk?, if not is anyone able to list the various types here.

also i read that some cards have a top up limit of £200 and that includes bacs from wages
what happens if your wage is say £250 it would fail to get to the card. A normal credit card and ban account is not an option for me so its either cash or a prepaid option.

ElkyElky

a01020304 wrote: »

Is there a list that shows ALL the pre-paid credit cards that are available in the uk?, if not is anyone able to list the various types here.

also i read that some cards have a top up limit of £200 and that includes bacs from wages
what happens if your wage is say £250 it would fail to get to the card. A normal credit card and ban account is not an option for me so its either cash or a prepaid option.

Take a look here: http://www.moneysavingexpert.com/cards/prepaid-cards

Prepaid cards come with a range of fees. You'll be charged for loading money on it, withdrawing money and using it in shops. That could cost you lots in the long term.

If you're a O2 mobile customer (PAYG or Contract), take a look at their Cash Manager prepaid card. It is probably the only prepaid card that doesn't have any sort of fees. http://money.o2.co.uk/

You mentioned a bank account isn't an option for you. Have you looked at a basic bank account? A basic bank account is a simple, no frills bank account that anyone can open, regardless of their credit history. You wont be able to get an overdraft.

If your credit history is stopping you from opening a bank account, then you should be looking at a basic bank account.

a01020304

I cannot get a bank account even how basic, not even a post office account. Please do not ask me to explain. The jist of the matter is I cannot get a BANK account so have to look at alternitives.
There must be something I can do as need some sort of account that I can get wages and/or benefits to be paid to and/or able to use online say for example asda home shopping.

I am not a 02 customer.

the prepay link you gave does not list the various companies that offer such a service

ElkyElky

a01020304 wrote: »

I cannot get a bank account even how basic, not even a post office account. Please do not ask me to explain. The jist of the matter is I cannot get a BANK account so have to look at alternitives.
There must be something I can do as need some sort of account that I can get wages and/or benefits to be paid to and/or able to use online say for example asda home shopping.

I am not a 02 customer.

the prepay link you gave does not list the various companies that offer such a service

You can find a list of prepaid credit cards here: http://www.moneysupermarket.com/prepaidcards/

Most have limits on the amount you can load onto the card, however you can easily lift these limits by opting to have them verify your identity.