Thursday 24th Sept - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Booooo I just typed out a lovely post, full of smilies, but hit backspace and it disappeared...:mad:

Anyway I had a great day yesterday at Uni, people were nice and we had lunch put on:rolleyes: The work all looks rather daunting right now, and plenty of it....but I'm sure it'll all befine! Quite relaxed about it now.....that'll change though I'm sure:rolleyes:

The Crohn's has decided to appear again today though - have a right pain in my side where the sore bit is...I must chase up the hospital, yet again:mad: So, painkillers taken, steroids agian too...hopefully it'll calm down later:o


Right, list for today:

• chack banking - move tax credits out of Bill account, into weekly spends account
• daily scratchies
• packed lunches and drinks to school all round
• no heating
• lights only on in rooms that we're in!
• Meal from plan tonight - jacket pots and chicken from freezer
• Sparkle as much as is possible when you have a sore bit!:rotfl:

Have a lovely day everyone!

DawnW

Morning all :j

Thanks for starting the thread Milly, glad to hear you enjoyed your first day at Uni (knew you would ) Hope your sore tummy feels better soon.

Well, it is horrid and foggy here today, real autumn weather :eek:

Today I have / will:

Currently having breakfast (and trying not to get it on the keyboard).

Have made a salad to take to work for lunch, and put in some bits of fruit for snacks

Still have to see to animals (in a minute)

Fetched out sweet and sour pork from freezer to defrost for supper

Try again to leave work early enough to get to post office to pay in cash - but I am 'in charge' this week and something always happens at the last minute to prevent me :rolleyes:

Walk dogs later for free exercise

Well, better dash - thank heaven it is Friday tomorrow

Have a nice day everyone :hello:

Pippilongstocking

Milly hugs me dear hope you manage to get somewhere with the hosp

Dawn - 'ello - hop eyou manage to get to the post office

Was up at 2.30-4am as went to bed early then woke up - hhad a mouch around here but also did my
[STRIKE]Bannking[/STRIKE] paid off Cap one CC - use this one for expenses
Joined the PAD thread
DId a PAD to evil edna - Have 'allocated' £400 to the evil one now -
[STRIKE]Caught up on diaries[/STRIKE]
Teaching tonight for the first time so need to do a bit of prep for that
[STRIKE]Locate something from fridge for brekkie[/STRIKE] beans on toast yum
[STRIKE]Find something nice for tea Unlce A coming over for tea and baby sitting[/STRIKE] cous cous and something......
[STRIKE]

List 2 DVD's on Amazon - watch out for how my other ones are doing and maybe do an ebay listing on next freee listing day
[/STRIKE]
Text freind later to ask if she managed to get me a £7 slow cooker from Asda (can't get them online) and although its wee - I do fancy one
[STRIKE]Try and read papers at work (not buy them)[/STRIKE] bought them whoops

MC I did post the PPI letter

Booked flight and got quidco
Tried to ring morethan re a number I need to track an untracked transaction - its £75 I am not giving up that easily
Flights got points and emailed work for other flights to shetland which they booked and aren't on my rewards sheet with fly be
Emailed mum about contribution to cello

painted_lady

Hi everyone,
Milly, hope you feel better soon.
Today I have already
- checked my BT bill and changed to paperless billing and DD. saves £18 a year or something, well worth it, why didnt I do this earlier?
- washed up, sure there was something useful to medical research growing on them pots, lol

I will
- be having long appointment with consultant, discussing my return to work
- park for free near the hospital and walk rest of the way in
- try tidy rest of the house at some point today, or at least the downstairs
- phone council re: no bin collection
- ebay (I didnt do this yesterday, but did manage to work on my business plan, which earns me more than ebay would in the long run)
- continue to work on my web site

Miss_Piggy_2

Morning all

Milly- glad Uni went ok bu sorry to hear about sore bit. Hope the hospital don't hand around much longer.

Todays list:

* Storecupboard dinner
* Check banking - still abysmal but will be better tomorrow! Payday!
* Do budget for next month - done!
* Work out shopping list for tomorrow
* Plan some batch cooking
* Heating off
* one lot of hokey cokey and line drying
* NO IRONING!!!! My lovely Mum did it while I was at work yesterday!

Have good mornings everyone!!

Miss P
xx

savingforarainyday

Morning Everyone

Today is dh's payday and I am planning not to touch it until the end of the month. I have fuel and I have food, dd is not coming for the weekend and I may do a car boot on sunday, so we will see.

This morning I have been to see client and she gave me a free fuschia
I have cheap eggs from same lady
I have checked online banking
Will put some washing on quickwash
Get ds to do some english and maths
Dinner from storecupboard and plan what baking needs to be done
Will sort carboot stuff if I dont run out of time
Take ds to guitar lesson

Think that is me for the day.

Katy83

Afternoon all,

Milly, sorry to hear about your sore bit and good luck chasing up the hospital. Great news that uni went well though - I'm sure you'll get into the swing of studying before too long.

Miss P - that's a genius idea, I should invite my mum over

My list for today is:

• NSD
• [STRIKE] Breakfast at home
• Last night's left over curry for lunch[/STRIKE]
• Freezer dinner (think this may be fish and chips)
• Free lecture at university tonight
• Write exercise plan for next couple of weeks.

If I make it another NSD today and then manage to resist the Friday morning bacon butty run in the office tomorrow I will have had a no-spend work week - yay! :j

Was playing around with my spending spreadsheet earlier and I reckon that if I stick to it before payday next week (Weds) then I can pay off an extra £100 this month...yippee!!! :beer:

Lurleene

HI guys - glad uni went well Milly - sorry you aren't well enough to enjoy it though. :sad:

Today I
1) Went to work, just for five hours.
2) Packed lunch
3)Online surveys
4) Chased up pigsback for points and toluna for a voucher.
5) Did a minishop in Tesco. Bought T a couple of T shirts, and one was scanned twice so they gave it to me free by way of an apology!:j
6) Checked bank, quidco etc
7) Bought half price pizza express pizzas for tea as a yummy treat. :drool: It will help cheer up T and OH who are both under the weather.

I was also v naughty and bought a pair of Quiksilver baseball boots, for £12 in TK Maxx. They are so pretty with green hearts all over them. In my defence my old Converse ones have holes in and I live in them so I actually feel like I am saving money.

Off to look at my boots, and watch a DVD with the little patient.
Night all,
Lx

DawnW

It is a bit quiet on this thread today, isn't it - so I thought I would resurrect it :j

I managed to get to the post office to pay in rent money (I can pay in money to my bank account via the post office):j

So I don't have an overdrawn bank account and a pile of cash in my handbag any more :eek:

Just about to do supper - s&s pork from freezer, with noodles and mangetout.

Put a load of washing in as I need smart dress for Saturday and I had to wear it to work today

(Guilty expression) one of the dresses I ordered from Ethical Superstore came today, and I really like it, so will keep - not MS, but I do need to be tidy for work most days in this job.

I fear I am going to just collapse in a heap for the rest of the evening :rotfl:

painted_lady

Yes the thread is quiet today, was just thinking that myself.
I am going to SHOUT !!! (Dont know how to get the font bigger)

catmiaow

Evening all,

Today I have:

been to work and worked very hard
posted work letters
paid in wages
had a sandwich I took to work for lunch
for dinner boyfriend took me to Wetherspoons
Had a tiny shop for £3 in Tesco