tax credits new security pilot scheme???

a11waysindebt

Well I for one will not be giving anything out. Cheeky sods.

[Deleted User]

If the new security process is rolled out you will have to provide the details in order to set up your password. If you don't you will have to make an appointment at an enquiry centre to prove your identity before you get a password set up. I don't see why you wont provide the information, they have Experian in front of them with your details so its not as though they aren't going to know the correct answer.

Note: the security process may be altered at any time so the info I have provided may not be accurate in the future but this is the current expected process if the security pilot is succesful.

jonnyboy82

i do agree with subs,it is not hard to do but there will be people who refuse to do this but that is only going to be awkward for the person involved,but all im saying is when do we draw the line i thought experian was for judging credit only.subs i know you work for tco as i read some of your earlier posts,what is the general feeling of it from your side??,will it work??........thanks jonnyboy

a11waysindebt

subsoniccoyote wrote: »

If the new security process is rolled out you will have to provide the details in order to set up your password. If you don't you will have to make an appointment at an enquiry centre to prove your identity before you get a password set up. I don't see why you wont provide the information, they have Experian in front of them with your details so its not as though they aren't going to know the correct answer.

Note: the security process may be altered at any time so the info I have provided may not be accurate in the future but this is the current expected process if the security pilot is succesful.

I have my NI Number,Date of birth,Place of birth and time. All my childrens date of births and my partners. I can tell them when they deposited any money in to my account and the account number which they have.

I DO NOT give my details out over the phone to anyone unless I contact them and then only what they need to know. The scammers will catch on to this the same as they are doing at the moment with BT.

I'm not having ago at you so please do not be offended by my reply.:)

I'm more than happy to make an appointment to prove my identity.

stclair

Pam17 wrote: »

This is a new security process HMRC are introducing so that, like some banks and building societies, they have a range of questions to ask which only you will ever know the answer to.

In this day and age of identity fraud many criminals find ways to get your National Insurance number, date of birth, address etc and can easily answer the usual security questions asked by HMRC.
I know that the CSA also have access to Experian and can ask similar questions about loans, credit cards in order to verify who they are talking to.

Personally I don't mind setting up personal questions and answers with these organisations to keep my records secure as long as it's things like my dad's first name, my first school, favorite pet etc but I really really object to giving permission to them to access my credit record to ask me specific questions about my credit card limit or the amount of the last loan I took out. :eek:

Yes I agree i think is disguting how someone such as the inland revenue or any other non financial company should have access to my credit file in order to ask me a few security questions.

What happens if you have security freeze on your experian credit file. No one can then view my credit report unless they write to me to confirm my password.

LizzieS_2

subsoniccoyote wrote: »

If the new security process is rolled out you will have to provide the details in order to set up your password. If you don't you will have to make an appointment at an enquiry centre to prove your identity before you get a password set up. I don't see why you wont provide the information, they have Experian in front of them with your details so its not as though they aren't going to know the correct answer.

Note: the security process may be altered at any time so the info I have provided may not be accurate in the future but this is the current expected process if the security pilot is succesful.

I think the issue people are having here are incoming calls supposedly from TCO. If the system is rolled out, it can only really be succesful if TCO wait for people to call them.

If everyone is going to need a password - why not post one out on the annual updates - much easier all round.

a11waysindebt

stclair wrote: »

What happens if you have security freeze on your experian credit file. No one can then view my credit report unless they write to me to confirm my password.

So would the file then be locked so no one could view it.

stclair

a11waysindebt wrote: »

So would the file then be locked so no one could view it.

Phew im not having the inland revenue poking there nose round my credit file.

Saying that i think goverment agencies can still view it whether the freeze is in place or not.

a11waysindebt

All them debt agencies will be rubbing their hands as everyones details are updated. I guarantee that more and more people will coming on mse asking for advice about debts after this is done.

LizzieS_2

a11waysindebt wrote: »

All them debt agencies will be rubbing their hands as everyones details are updated. I guarantee that more and more people will coming on mse asking for advice about debts after this is done.

Government departments will have viewing access only as they will have nothing to report.