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Defaults and mortgages :-(

Hi I wonder if any one can help me? I got a default on my credit score when I was about 18 years old for a contract mobile phone that got stolen and they still charged me for the contract (which I didn't pay - hence the default). It is only for about £200 or something and was about 4 years ago now but I am really worried this might mean I will get refused a mortgage when I apply for one. Does anyone know whether this will be the case?

Thankyou
The greatest revenge is to accomplish what others say you cannot do

Comments

  • you can probably still get one but the rates won't be the best, have you paid the debt off? They only last 6 years but that may be once settled.
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