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I think I have done quite well considering...

I have 4 defaults from 2006 (All due to drop of in 2012), and a Arrangement to Pay which will be paid off this month, because of this I never got anything, yet in the last year I have got..........

Aqua card starting limit £900 now £1200
Vanquis Card starting limit £250 now £1500
Capital One card starting limit £500 now £1100
LTSB Classic account with 3-in-1 card
Natwest Advantage Gold with £50 OD limit and 2-in-1 card (Visa Debit)

And I thought that with 4 defaults etc I would get nothing until they dropped of in 6 years (3 years now), but you can, I pay everything off in full every month and I will never get myself back in that situation again.

So for anyone else in a similar situation it is worth trying and you can get.

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Congratulations on turning things round & thanks for your feedback
    :beer:
    People who don't know their rights, don't actually have those rights.
  • Dannydebt wrote: »
    I have 4 defaults from 2006 (All due to drop of in 2012), and a Arrangement to Pay which will be paid off this month, because of this I never got anything, yet in the last year I have got..........

    Aqua card starting limit £900 now £1200
    Vanquis Card starting limit £250 now £1500
    Capital One card starting limit £500 now £1100
    LTSB Classic account with 3-in-1 card
    Natwest Advantage Gold with £50 OD limit and 2-in-1 card (Visa Debit)

    And I thought that with 4 defaults etc I would get nothing until they dropped of in 6 years (3 years now), but you can, I pay everything off in full every month and I will never get myself back in that situation again.

    So for anyone else in a similar situation it is worth trying and you can get.


    Maybe cos you have been 'good' for past 3 years? So lenders are giving you another chance. Well done.
    :o
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