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I think I have done quite well considering...
Dannydebt
Posts: 224 Forumite
in Credit cards
I have 4 defaults from 2006 (All due to drop of in 2012), and a Arrangement to Pay which will be paid off this month, because of this I never got anything, yet in the last year I have got..........
Aqua card starting limit £900 now £1200
Vanquis Card starting limit £250 now £1500
Capital One card starting limit £500 now £1100
LTSB Classic account with 3-in-1 card
Natwest Advantage Gold with £50 OD limit and 2-in-1 card (Visa Debit)
And I thought that with 4 defaults etc I would get nothing until they dropped of in 6 years (3 years now), but you can, I pay everything off in full every month and I will never get myself back in that situation again.
So for anyone else in a similar situation it is worth trying and you can get.
Aqua card starting limit £900 now £1200
Vanquis Card starting limit £250 now £1500
Capital One card starting limit £500 now £1100
LTSB Classic account with 3-in-1 card
Natwest Advantage Gold with £50 OD limit and 2-in-1 card (Visa Debit)
And I thought that with 4 defaults etc I would get nothing until they dropped of in 6 years (3 years now), but you can, I pay everything off in full every month and I will never get myself back in that situation again.
So for anyone else in a similar situation it is worth trying and you can get.
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Comments
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Congratulations on turning things round & thanks for your feedback
:beer:People who don't know their rights, don't actually have those rights.0 -
I have 4 defaults from 2006 (All due to drop of in 2012), and a Arrangement to Pay which will be paid off this month, because of this I never got anything, yet in the last year I have got..........
Aqua card starting limit £900 now £1200
Vanquis Card starting limit £250 now £1500
Capital One card starting limit £500 now £1100
LTSB Classic account with 3-in-1 card
Natwest Advantage Gold with £50 OD limit and 2-in-1 card (Visa Debit)
And I thought that with 4 defaults etc I would get nothing until they dropped of in 6 years (3 years now), but you can, I pay everything off in full every month and I will never get myself back in that situation again.
So for anyone else in a similar situation it is worth trying and you can get.
Maybe cos you have been 'good' for past 3 years? So lenders are giving you another chance. Well done.
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