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Overlimit Charge - Egg - Will it be recorded on credit file?
Foxit
Posts: 11 Forumite
in Credit cards
I have an Egg card with a limit of £500.
I went over this limit the day before my full balance was paid off last month. I went over by about £25.
They have agreed to refund the £16 fee for going 'overlimit' due to my good history and the fact that I always pay off full balance.
My only concern now is; will this be recorded on my credit files? At the moment I have 'clean' credit history.
Thanks in advance! Foxit
I went over this limit the day before my full balance was paid off last month. I went over by about £25.
They have agreed to refund the £16 fee for going 'overlimit' due to my good history and the fact that I always pay off full balance.
My only concern now is; will this be recorded on my credit files? At the moment I have 'clean' credit history.
Thanks in advance! Foxit
0
Comments
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No it won't record as such a bad marker, but it will show your current balance is over limit so just make sure it is bought back within the agreed limit asap.0
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