We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Low joint income benefits/son at Uni no grant

My wife & I have a joint income less than 20k gross. My 19 year old son has just moved into student accomodation to start his first year at uni. we have a 15 year old son living at home, & at present get a small amount of Child Tax Credit and Child Benefit. We have a small amount of savings, which are diminishing rapidly as my sons' uni grant has not been sorted out yet, so we are having to pay for his accomdation etc; from our savings.

Does anyone know if we are entitled to any benefits, as I have never been in this situation before, & don't know how or where to start.

Comments

  • sp1987
    sp1987 Posts: 907 Forumite
    The student loans etc seem delayed this year. If your son has a student account he should have an interest free overdraft he can use to cover himself until his funds arrive to pay it back? My overdraft was about £1250 in year 1 (natwest). He will have enough money through to cover him when it does arrive, especially as your household income is low....he will qualify for all the grants in addition to loans that most students with higher income families don't get. Just a waiting game, sadly!
  • He may be entitled to claim additional help from the unversity. There are a number of hardship grants etc avaliable ( as i only found out in my final yea).
    It might be wise for him to enquire about these as well.
    :j
  • it appears that over 120,000 students applied very late for grants(less than 4 weeks before uni started),as above most unis are helping out either with temp loans ir delaying halls payments.
    There will be NO additional benefits to cover this delay i`m afraid
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    fuzz1, it would be worth checking www.entitledto.co.uk to ensure that you are getting your full benefit entitlement.

    Long time no see woodbine! :p
    Gone ... or have I?
  • If he's got confirmation of his application, then will the university not delay his fees for halls?

    It's a nationwide problem, so I can't see them kicking all students out through problems that are known not to be their own.
  • bestpud
    bestpud Posts: 11,048 Forumite
    edited 22 September 2009 at 8:03AM
    You shouldn't need to pay his accommodation fees.

    Unis know there is a problem and most are offering support by delaying accommodation fees and also short term loans until the finance comes through.

    Get him to contact them, or check out the uni website as it should say on there.

    I agree you should also check your tax credits are correct.

    ETA: I have just googled this and the first three uni websites I clicked on have a specific page about delayed fees and offering support/advice...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.