Cut Up Debit/Credit Card

matt4504

So,

Due to me having so self control i've cut up my debit and credit card. It's not the end of the world, i live with my parents so i can make my own lunch and i can walk to work. Just no going out for a bit. Oh wells. Anyone else killed their card?

Matt

Broken_hearted

Credit cards all gone, couldn't cope without a debit card. Even have a cheque book now for sending off extra payments.

loopyloulou_3

i have no actual credit cards. transfered balances all onto one 0% one for 9 months - but cut it up straight away! and burnt the pin no! can do without any temptation!!!!

wishingonastar_3

i cut my credit cards up ages ago, haven't missed them one bit. i do have debit card, but now have no overdraft facility so if its not there i can't spend it, lol. its hard at first, but it gets easier, and believe me you'll feel more in control.

lynzpower

Cor, never thought about cutting up the debit card... dont think I could really. But the credit cards were choppedm a while ago and the pins ripped into a million peices as they came through the door

QueenB.

I haven't actually cut my cards up, they are locked away, but i guess i still worry about any major emergencys which may suddenly crop up and which may require them, especially as i have three kids. We have not actually used them since last year so we are now used to living without them.

As for our debit card there is no way i would cut that up but again we have got into the habit of not using it that often.

Once all the debt is gone i will cut up all but one of the cards and it is a day i am really looking forward to.

Good luck on your card free journey.

Molanole

I cut up one of my credit cards and then managed to pay it off when I wasn't spending on it. Then I reduced my HSBC limit from somewhere in the region of £10K down to £1K, I didn't want the temptation there in front of me. But, I need the credit card for work at the moment as I just don't have enough spare cash to be able to expense things from my current account unfortunately. Once I'm more in control of the monthly outgoings I'll be able to get rid of the credit card and I can't wait. I have also taken to calling my debit card my DEBT card and am slowing getting into the habit of using it less.

Good luck in your battle against the evil plastic!

Lydia.42

Yep, chopped all ours up - check out me Avatar (piccie by my name).
He! He! Thought i may as well do something with them!!!!!
:rotfl:


EDIT: Oh No, that's gone too!!!!! Is there anything they didn't change?????

dph

Another idea I read somewhere is if you need to keep a credit card for emergencies but can't trust yourself not to impulse buy then.

Cut a plastic bottle in half. Suspend credit card in bottle and fill with water. Stick all in freezer. This should mean that if you do need to use it you will have to defrost it first and think very carefully about the consequences. Oh and no microwaving as it will destroy the card.

Old_iron_balls

credit cards got cut up a long time ago. never looked back

tesuhoha

I chopped my credit cards up over a year ago and I can honestly say that I havent missed them once. I do have a debit card but there is a different feeling to using that as I know that the money will come out of the bank account in the next couple of days so I am quite controlled as far as that is concerned. I must be because I am no longer overdrawn.