Pension fund going down the pan

DD4

DiggerUK wrote: »

http://forums.moneysavingexpert.com/showthread.html?t=1963899

From cash savings, through NSI Index linked Bonds, S&S ISA's to SIPPS and gold, you have much safer alternatives.
Private pension plans are not the only show in town.

A SIPP is a private pension - Self Invested Personal (aka Private) Pension. S&S ISAs invest in the same funds and shares as a SIPP. Index linked bonds via NS&I don't have a great return and cash will be eroded by inflation. Gold is up and down like a yoyo.

Are you actively following this type of investment strategy? Can you provide details of the amount invested, percentage splits between each and the sort of returns you're getting?

DiggerUK

DD4 wrote: »

Are you actively following this type of investment strategy? Can you provide details of the amount invested, percentage splits between each and the sort of returns you're getting?

Instead of being so damned lazy, DYOR, and find out.
I'm not running around after you every five minutes.

http://forums.moneysavingexpert.com/search.html?searchid=66621649
Edit. this was meant to be a link to my posts. Click my user name then click to see my posts.
Now, do you mind, I'm busy pretending to work.

bendix

DiggerUK wrote: »

bendix wrote: »

Yesterday, the day before that, the day before that, the d.........

Oh, in that case can you explain post 25 on the 'How would you invest £30k' thread over in Savings and Investments forum?

Because it looks to me like you say: "I repeat, gold is a no-risk investment.'

It would appear your integrity is roughly at the same level as your credibility. How can you deny saying something when it is in black and white? Or is it a fake?

DiggerUK

bendix wrote: »

DiggerUK wrote: »

Because it looks to me like you say: "I repeat, gold is a no-risk investment.'

It would appear your integrity is roughly at the same level as your credibility. How can you deny saying something when it is in black and white? Or is it a fake?

Let's see if I have this right.
You ask me if I claimed that "gold is a no risk investment".

I confirmed that I did, and had done so "yesterday, the day before that, and the day before that"

You then accuse me of denying that I claimed that "gold is a no risk investment", by quoting me as saying "gold is a no risk investment".
I'll leave you to explain that one.

Can I just confirm that I have only ever said "gold is a no risk investment" or will that just confuse you further.

bendix

Actually, if you look at post 61 on this thread, I think it's fair to say you did NOT confirm such a thing.

You left it very obtuse, deliberately perhaps seeing as how you somehow managed to edit an 11 word post forty minutes after you first posted it.

Curiously others on other threads have questioned your integrity, even to the point of wondering if you are a liar. Why they are doing that is becoming clearer.

On the plus side, you are openly saying now that you claim gold is a no-risk investment at least, which is palpable nonsense.

DiggerUK

bendix wrote: »

Actually, if you look at post 61 on this thread, I think it's fair to say you did NOT confirm such a thing.

You left it very obtuse, deliberately perhaps seeing as how you somehow managed to edit an 11 word post forty minutes after you first posted it.

The quote from you, had appeared as a quote from me, due to sloppy cropping, the text was unchanged. That was my edit.
Otherwise it would have appeared as me, quoting me, with your words.

As to people disagreeing with me, fine.
Challenging my integrity, or calling me a liar is just so Alistair Campbell, it's a nonsense.
What I have said is on the record, and is there for all to see.

jem16

DiggerUK wrote: »

Instead of being so damned lazy, DYOR, and find out.
I'm not running around after you every five minutes.

http://forums.moneysavingexpert.com/search.html?searchid=66621649

Link doesn't work.

Did you mean to say that you and your wife have final salary pensions?

DiggerUK

jem16 wrote: »

Link doesn't work.

Did you mean to say that you and your wife have final salary pensions?

Can't explain, it was meant to be a link to my post history.
Click my user name, then click for my previous posts.

What is your fixation with our superan pensions, something I have made no secret of.

Is it because I haven't told anyone what I did with the 12, or was it 13, or was it 14, or was it 15 or was it 16 years pension I had from when I was an engineer. Or is it because it was a defin..... sh that's enough of that.

Or is it because I not only joined my PS superan fund, but did so at a time when I could purchase enough added years to qualify for a full pension if I retire at 65. Promise you won't tell anyone.

jem16

DiggerUK wrote: »

What is your fixation with our superan pensions, something I have made no secret of.

No fixation.

I just find it interesting that the one person who keeps on telling everybody to avoid personal pensions and go with something else is the person who doesn't need to worry about having to make that choice.

DiggerUK

jem16 wrote: »

I just find it interesting that the one person who keeps on telling everybody to avoid personal pensions and go with something else is the person who doesn't need to worry about having to make that choice.

There are plenty of ways to get financial security in old age. Money purchase pensions ain't worth a light. Put another way they won't do what they say on the tin. Who knows what will be happening decades from now.

And then free money, and free tax, and tax free is accepted without a second thought when put alongside pensions.
Why do people suspend their critical faculties every time they hear free, if it is associated with pension, and at all other times they would run a mile or call the police.

With my pension, I could take an I'm alright sod you attitude.
Unlike the usual suspects, I don't regard people who don't understand finance or pensions as lazy, stupid and fair game to rip off.