Ed ipa ipaq

Holes_in_my_pocket

I have just read on another site that they have tightened up expenditure and you may end up with a IPA from IPAQ with regards to ED if you hadnt previously got a IPA.

Anyone got wind of this

Holes_in_my_pocket

Thanks for that blind . i missed the bit about child benefit then i dont get it so not of much interest to me.

So if people avoid filling in ipaq then bankruptcy will just finish after 12 months and no fear of a IPA is my thinking correct

lee316

I'm wondering where will that rulling leave me, as OH has already gone BR, and child benefit is in his name only. Only income I get is jobseekers allowance.
Confused lol.

Holes_in_my_pocket

If you get a IPAQ for early discharge and dont fill it in can they still send you another ipaq to fill in though i know ed wont be included

RichesToRags

Lee - you should still be OK as your only income is benefits and with JSA you are only given what the gov deem is enough for the very basic of living expenses

fermi

blind-as-a-bat wrote: »

If you dont fill it in, not only wont you get ED (but that is not guarenteed anyway even if you do return it), you may get your AD suspended for not co-operating.

At least "officially" it should not get your AD suspended unless there are other areas of non-cooperation.

Failure to return the Income and Expenditure questionnaire within the specified time will be considered non-cooperation for the purposes of applying the early discharge process. However, the official receiver should not make application to suspend the bankrupt's discharge unless there are additional matters of non- cooperation which justify it.

Holes_in_my_pocket

umm seems therers a risk in filling it in by a possible ipa may be better to wait for 12months

philnicandamy

but is an IPA really that bad?

Holes_in_my_pocket

Probably not phil buty still rather not have one

philnicandamy

oh I agree...IF all OR's are consistant i'd have been happy to pay something back each month

Holes_in_my_pocket

I believe there seems to be a lot of iconsistancy in Bankrupty ie the Court you attend and definetely the Offficial Reciever.