Tesco loans

EM83_3

I have never missed a payment on any credit i have had, however i was refused a loan from my bank, i got a copy of my experian report, everything was green and fine yet my score was really low, due to tesco using equifax i thought i would try them as i know my bank checked experian and refused me.

streetfast

cool, so since i havent missed direct debits, have money money coming in, i should be ok? my experian was 802 - which is fair (69 short of good) with no missed payments

selecta_c

streetfast wrote: »

cool, so since i havent missed direct debits, have money money coming in, i should be ok? my experian was 802 - which is fair (69 short of good) with no missed payments

I got declined,my circumstances sound similar to yours.

streetfast

hi, i see u already have lots of outstanding debts though and i have only 1 credit card - which this will pay off? i passed credir check did u?

selecta_c

streetfast wrote: »

hi, i see u already have lots of outstanding debts though and i have only 1 credit card - which this will pay off? i passed credir check did u?

I have 2 outstanding debts (personal loan & car loan) i use my credit cards for everyday things and then pay them all off in full every month thus ensuring lots of green 0's on my credit report.I would have used the loan too consolidate my 2 loans as the APR's are a bit high on them.No i didnt pass the credit check....?

streetfast

Hi,

Many thanks for your reply, our circumstances are different as I did pass the credit check? I do not have any other fiinanical obligations. I am wanting to hear from those you have passed the credit check and have had trouble after providing bank statements?