Total household income ?

miss_spooky

Ok, as it's in joint names then you will have to put it on yr SOA.

As I mentioned in yr other thread you can then offset it by the childminding / nursery fees.

crowman19

miss_spooky wrote: »

Ok, as it's in joint names then you will have to put it on yr SOA.

As I mentioned in yr other thread you can then offset it by the childminding / nursery fees.

OK, Thanks

Tinytim

Hi Crowman,

We too receive tax credits and child benefit. Both myself and my OH went BR, so we both had to produce an SOA each. I have posted these below, with a joint version (which isn't acceptable to the OR) which will hopefully show how the figures work out. Each has the total of joint expenses, plus individual ones, such as Denplan which can differ, but you will see that in all three cases the surplus is exactly the same

Wife's SOA

Monthly Income Details
Monthly income after tax................ 220
My contribution......................... 311
Tax Credits..............................1071
Child Benefit............................258
Other income............................ 0
Total monthly income.................... 1860

Monthly Expense Details
Mortgage................................ 200
Secured/HP loan repayments.............. 219
Council tax............................. 140
Electricity............................. 80
Gas..................................... 80
Water rates............................. 56
Telephone (land line)................... 40
Mobile phone............................ 20
TV Licence.............................. 12
Groceries etc. ......................... 500
Clothing................................ 90

Petrol/diesel........................... 100
Road tax................................ 16
Insurance............................... 40
Maintenance (including MOT)..............25

After school clubs… .................. 65
Denplan..................................17
Opticians................................10
Buildings & contents insurance.......... 46
Appliance insurance..................... 13
Haircuts................................ 30
Total monthly expenses.................. 1799

Surplus 61


My SOA
Monthly Income Details
Monthly income after tax................ 365
Council Tax benefit......................70
Wife's contribution......................1341

Total monthly income.................... 1776

Monthly Expense Details
Mortgage................................ 200
Secured/HP loan repayments.............. 219
Council tax............................. 140
Electricity............................. 80
Gas..................................... 80
Water rates............................. 56
Telephone (land line)................... 40
Mobile phone............................ 20
TV Licence.............................. 12
Groceries etc. ......................... 500
Clothing................................ 90

Petrol/diesel........................... 50
Road tax................................ 6
Insurance............................... 15
Maintenance (including MOT)..............25

After school clubs… .................. 65
Denplan..................................18
Opticians................................10
Buildings & contents insurance.......... 46
Appliance insurance..................... 13
Haircuts................................ 30
Total monthly expenses.................. 1715

Surplus 61

Joint SOA
Monthly Income Details
My Monthly income after tax............ 365
Wifes Monthly income after tax.......... 220
Council Tax benefit......................70
Tax credits ......................1071
Child Benefit 258

Total monthly income.................... 1984

Monthly Expense Details
Mortgage................................ 200
Secured/HP loan repayments.............. 219
Council tax............................. 140
Electricity............................. 80
Gas..................................... 80
Water rates............................. 56
Telephone (land line)................... 40
Mobile phone............................ 20
TV Licence.............................. 12
Groceries etc. ......................... 500
Clothing................................ 90

Petrol/diesel........................... 150
Road tax................................ 22
Insurance............................... 55
Maintenance (including MOT)..............50

After school clubs… .................. 65
Denplan..................................35
Opticians................................20
Buildings & contents insurance.......... 46
Appliance insurance..................... 13
Haircuts................................ 30
Total monthly expenses.................. 1923

Surplus 61

blind-as-a-bat_2

miss_spooky wrote: »

Ok, as it's in joint names then you will have to put it on yr SOA.

.

Not exactly, this is what i did on my forms, i added them as my OH's cotribution to the household as they where paid to her.

I then added a note to the further info bit saying she got them, but i did not specify the amount.

It was never questioned.

BUT mine was a simple case, and an IPA was never going to happen, so that may be why.

But i was honest and above board, as i entered it on the forms as the question was worded, and offered info i frankly did not have to, and left it up to the examinor to question it;)

miss_spooky

As my income was made up of entirely benefits I put mine down as a contribution. But where it stated what state benefits oh rec'd, I put the total of HB, CT, CB & half CTC then added my contribution from the rest.