Total household income ?

miss_spooky

crowman19 wrote: »

Last question I promise (on this anyway )

My partner doesn't drive and can't for medical reasons.
The costs involved with the car are down to me which is fine but will the OR try halving this should I put a note down on the forms ?

Thanks

Who is the legal keeper of the car & who is it reg to? If it's soley your car then car costs will be down to you.

crowman19

Here is a quick SoA. I haven't added in my partners contributions yet so I take it I just add half all the joint bills ?

Monthly Income Details[/b]
Monthly income after tax................ 1100
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1100

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 750
Management charge (leasehold property).. 0
Council tax............................. 133
Electricity............................. 90
Gas..................................... 0
Oil..................................... 0
Water rates............................. 33
Telephone (land line)................... 60
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 560
Clothing................................ 120
Petrol/diesel........................... 60
Road tax................................ 20
Car Insurance........................... 29
Car maintenance (including MOT)......... 15
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 20
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 20
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 20
Total monthly expenses.................. 2002

miss_spooky

How many of you are there in the household? Any children, if so how many & what benefits are received? Then we can check yr figures properly.

crowman19

2 adults and 2 children (nearly 3yo and 16 months)

tigerfeet2006

crowman19 wrote: »

Here is a quick SoA. I haven't added in my partners contributions yet so I take it I just add half all the joint bills ?

Monthly Income Details[/b]
Monthly income after tax................ 1100
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1100

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 750
Management charge (leasehold property).. 0
Council tax............................. 133
Electricity............................. 90
Gas..................................... 0
Oil..................................... 0
Water rates............................. 33
Telephone (land line)................... 60
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 560 £500
Clothing................................ 120
Petrol/diesel........................... 60
Road tax................................ 20
Car Insurance........................... 29
Car maintenance (including MOT)......... 15
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0 £5 per child per week activities
Medical (prescriptions, dentist etc).... 20
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0 make sure you get some, especially with accidental damage £20
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 20 £10 per adult £5 per child
Entertainment........................... 0
Holiday................................. 60 £80
Emergency fund.......................... 20 most OR's won't allow
Total monthly expenses.................. 2002

Make sure your car insurance is fully comp. Get breakdown cover £10. Do you wear suits to work? Drycleaning £10. Do you pay professional fees or costs?

Play with the figures and do another one with your OH's contribution and lets check it again.

debtinfo

do you receive any benefits, surely you must receive at least child benefit

miss_spooky

Hi,

You'll need to add that (CB) & child tax & working tax credits if you get them, though you can put it as part of the contribution.

So you can break it down into partners contribution, cb, ctc as a lump. That's what I did for mine & oh's. When it askes for benefits, put that amount then the rest as yr partners cont from her wages.

i.e total contributions - 1000
State benefits rec'd - 300
Partners cont - 700

There are seperate sections for this.

crowman19

miss_spooky wrote: »

Hi,

You'll need to add that (CB) & child tax & working tax credits if you get them, though you can put it as part of the contribution.

So you can break it down into partners contribution, cb, ctc as a lump. That's what I did for mine & oh's. When it askes for benefits, put that amount then the rest as yr partners cont from her wages.

i.e total contributions - 1000
State benefits rec'd - 300
Partners cont - 700

There are seperate sections for this.

All our tax credits and child benefit goes to my OH's mum as she looks after the kids during the day. So I take it I need to add this to the outgoings ?

Could I not just leave it out and explain this afterwards ?
As I don't actually recieve any of this money.

Thanks

blind-as-a-bat_2

crowman19 wrote: »

All our tax credits and child benefit goes to my OH's mum as she looks after the kids during the day. So I take it I need to add this to the outgoings ?

Could I not just leave it out and explain this afterwards ?
As I don't actually recieve any of this money.

Thanks

Who is named on the claims?

crowman19

blind-as-a-bat wrote: »

Who is named on the claims?

We both get a statement with tax credits for the following year but the payments are made into OH's account