Thursday 17th Sept - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning lovely DFWs!!
Sunny and bright here so going to walk to school and save some petrol;)
Feeling more awake today - I spent yesterday morning on sofa crashed out, must have needed it.

The Crohn's has been niggling again, but I can't get seen by the ****** hospital:mad: I had an 'urgent' scan on June 3rd....but no-one's tried to see me since to discuss the results and what to do next. Have rung and get fobbed off - appointments go out in early Oct....no rush then??!!

So, trying to rest when I can and hope it doesn't flare up like it did in March.

Anyway - hooray it's Thrusday, nearly the weekend:rotfl: Here's my list:

• check banking - TCs in and moved to Spending account, £10 put in girls school trip/club account
• daily scratchies
• packed lunches+drinks to school all round
• Dinner tonight from meal plan - jacket pots and chicken
• Go to meeting tonight about DD2 residential Y6 trip next yr
• NSD hopefully
• walk to work, but use car to pick up DD2 from netball club at 4.15
• Sparkle of course....been forgetting to add this!!!:j

That's all for me....have a lovely day:D

DawnW

Morning Milly and all who follow - nice early start today :j

Well, more than half way through the week, thank goodness - talk about wish your life away :rolleyes:

Still, I have a week's leave booked for a couple of weeks time; I haven't had a break for ages, having had to start new job straight from manic finishing off of last one :eek: - I might feel differently after a bit of a break.

Today I have / will:

Check online banking (done)

See to animals and plants

Clean office shoes which look really grotty (in a minute)

HM meals from stores

Make the cake that I didn't feel like doing yesterday

Read free paper on train on way to work

Walk dog for free exercise this evening when I get back

Have a nice day everyone :hello:

Candy0107

Morning All

Thanks for starting the thread today Millie – hope you feel better soon
Morning Dawn, hope the next couple of weeks go really quick for you

Hello to everyone else who posts today. Hugs to those that need them.

Today I have/will:
• Checked online banking
• Done daily scratchcard
• Meals from storecupboards
• Enter comps online
• Have an NSD - might have to have a medicinal coffee while I am in town (its going to be really busy at work)…didn’t have one yesterday, also didn’t have a NSD as I bought my Nan a wheelchair off eBay
• While I am on the internet catch up on yesterday’s forum
• Job hunt in the local library (free papers) and on the internet (at lunchtime)
• Also I will leave work on time today
• Put spare change in my coke bottle saving’s pot – I must have this filled by 2012.

Oh yeh, thanks for the reminder, I must sparkle too

Think that is about it…..have a great day everyone

Candy xxxx

Katy83

Morning all,

Milly - that's a shame about the hospital. I suppose one thing is that if they had seen anything worrying on the results they would have contacted you by now. It's not much comfort though... Have you tried calling your GP and seeing if they can chase them up?

Well in terms of DFW, today is not going to be my best day. I'm going to see Billy Connolly in Edinburgh tonight!!!!!! :j:j:j

I am going to try however, I have put some money aside for the trip (we are just going down and back again in one evening) and I'm not going to spend any more than that. It's a nice feeling knowing that I have budgeted for it and that I don't have to worry about just sticking it on a card. I think this is the first time ever!

Apart from that my phone is charging at work, I had breakfast at home and last nights left over casserole is for lunch.

No gym last night or today because my torn ligament in my ankle has flared up again after running on Tuesday. :mad: Am hoping it will be okay for a yoga class tomorrow afternoon.

Right, must get on, have to leave work at 3pm to squeeze in a trip to ikea to take back a broken bookcase before the gig.

Hope everyone has a good day xx

Pippilongstocking

Morninng all

Millie hugs - like MC says you were so poorly before take care of yourself. xx

Katy have fun seeing Billy Connolly - gives you a wave from further up north - enjoy - we are down for Muse in Glasgow in November - definately NOT a low spend but will be amazing!

List today
[STRIKE]Stash some more xmas pressies
Check bank[/STRIKE]
[STRIKE]Hc on line[/STRIKE]
Work lots
Make stew for later (yesterdays tea as OH paid for a takeaway last night yum yum big treat)
Walk doggies later on in field
[STRIKE]Get local paper[/STRIKE]
Put an ad on freecycle for a clothes airer
[STRIKE]PAD to evil enda[/STRIKE] tomorrow i will have paid off a 1/3 of OD
[STRIKE]Pay some more of CC[/STRIKE] 15.94 in from amazon sales so put that straight to cc
[STRIKE]Take passport forms to PO for checking and get sent off [/STRIKE]- get new form pah

Thats me today - tired and sleepy still

Pippilongstocking

Dawn I hope you do enjoy a break - you've been working so hard

Also will try to *sparkle* today -

mogchops

Morning all,

Thanks for starting the thread Milly and (((((((((((hugs)))))))) I remember how poorly you were in March, I hope they get you sorted and it doesnt get that bad again!

Nice bright morning and its Thursday :j which is like Friday because I dont work Fridays! :j (well only sometimes if there's overtime and its worth my while :rotfl:)

Today:

- Checked online banking (down to the wire - payday tomorrow!)
- Quidco clicks
- Tea from freezer - making cottage pie later
- Packed lunches all round
- sort some letters that need to be posted
- Finish shopping list & meal plan & sort mocs for tomorrow :j
- Cancel follow up appt for DDs arm as it is completely better so no point in spending hours at hospital again on Tues morning
- Sparkle in my pink and orange socks!!!!

Have a lovely day everyone xxxx

Pippilongstocking

MC - enjoy your Friday-Thursday -

Excellent sock action - I have purple pink and white stripes on at the moment - with purple tartan pjs - an excellent combination!

catmiaow

Morning all,

Today I have:

Checked online banking
seen to cats
done my exercise DVD for free exercise
Emptied kitchen bin
I have prepared lunch to take to work

To do:

Dinner from freezer
feed cats(second time today) and fish
see a film at local cinema for cheaper than Odeon

katylittlelady

Morning my lovely DFWs!!:j Have the day off today so hope to get lots done!

Hope u feeling better soon Millie and have fab fun Katy!

• [STRIKE]Phone Dr and book appointment [/STRIKE]- Done
• [STRIKE]Daily lotteries [/STRIKE]- Done whilst on phone to Dr
• [STRIKE]Daily scratchcards[/STRIKE] 20p
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Take parcels to post office[/STRIKE]
• [STRIKE]Laundry HC[/STRIKE]
• [STRIKE]Go through wardrobe and take out stuff that doesn't fit![/STRIKE]
• [STRIKE]Re-list items on e-bay[/STRIKE]
• List some additional items on e-bay Will sort through clothes and list another day
• [STRIKE]Double check Freecycle to see if bits have been claimed[/STRIKE]
• [STRIKE]Put clothes away[/STRIKE]
• [STRIKE]Clear off sofa[/STRIKE]
• [STRIKE]Walk to Drs appointment[/STRIKE]
• [STRIKE]Get prescription using pre-payment card[/STRIKE]
• [STRIKE]Buy fruit and veg from market stall (cheaper than supermarket)[/STRIKE]
• Unpack new garden tools Will do on a another day off
• Carry out a general tidy-up of back garden Will do on another day off
• [STRIKE]Enter competitions ending soon[/STRIKE]
• [STRIKE]Enter twitter competitions[/STRIKE]
• [STRIKE]Phone elec & gas company and get refund as overpaid and get them to reduce direct debit[/STRIKE] Phoned but need latest gas reading (why the man who read the electic didn't do gas as well I don't know!) so will have to get hubby to do because it involves moving freezer and a torch!
• [STRIKE]Transfer p**pal money to bank account[/STRIKE]
• [STRIKE]Cancel card protection[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]:eek:

Think that is it seems a lot hope I get it all done! Hugs all round x x x

starnac

morning all. not a big list for me today i don't think as i haven't long got home from work so will be off to bed later on

[STRIKE]check online banking[/STRIKE]
ring letting agents about rent
NSD (as will be in bed )
finish knitting pattern bit on jumper (will do that at work tonight)
empty purse into sealed pot

think that's me