Any advice suggestions appreciated

bellyboo123

Completely new here...so hi to all.
Desperation forces me to post, at my wits end with divorce and finances.

Ok..long story short.
My second marriage ended in July last year. Ther reason being was my ex husbands constant dishonesty the regarding his finances. We married in 2005 and bought a house together the month before (i put the whole equity from my previous property into the house....£90,000 he had nothing to put in) Soon after I discovered he had taken out a £40,000 mortgage in his parents name (to pay off more debts i knew nothing of) and was paying this off. I foolishley allowed him re-morgage our house to pay off this mortgage. Inevitably we seperated.
I am living in the house. The mortgage is £848 a month and he puts half of this into my bank account each month. However I wait with baited breath each month to see if he still does this.
I have two children from a previous marriage at home and living with me. I have managed to get to a decree nisi by loaning money from my Mother. However he was un-cooperative and I ended up having to pay for the papers to be served upon him. My solicitor has now informed me that to take it to absolute it is likely to cost around £5000, due to the fact he will probably not co-operate..
Financially I am in a position where more goes out than comes in. I have cut back as far as is absolutely possible. But unfortunately I am now relying on credit cards to purchace groceries and necessaties for my children. I work full time in a proffesional position for the NHS and receive, tax credits and maintenace for the children.
Have tried for a consolidation loan through my bank but was refused on grounds of affordabilty.
Any advice please..........gratefully received.

Susan_Frost

Not too clear what you want advice on. Is it how to get the £5000 to finalize the divorce, or just other stuff in general.

I feel I would try to get the divorce out of the way, then he is legally out of your life and hopefully cannot cause other complications which could implicate you.

Are the finances agreed to your satisfaction? etc. etc.

[Deleted User]

Are you entitled to Legal Aid. I wouldnt worry about the divorce although i know its important. The main thing is to sort the house out and either decide to sell and split the money 50/50. Or see if you can get your original equity back that you put in. Also did you remortgage for his debts, you said it was to pay off another mortgage on his parents house to which was originally for his own debts and not yours, do you have proof where the money went. It may be a long shot but couldnt you try and get this back off him if you sell up. Just a thought. It may have to go to court and its just a thought but they will see it was originally your deposit of £90,000, and the remortgage was for his benefit not yours.