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First plus ripoff

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  • :cool:

    500 up

    would be nice if someone took this up now and made it
    huge
    BIGGER THAN BIG
    GIGANTIC


    BUT IF NOT WELL WE THE FPC WILL PREVAIL IN THE END
  • halifax71
    halifax71 Posts: 213 Forumite
    Well done Shafted.

    Do you need to wait until it closes (June 2010) before it's submitted for a response.

    If so can it not be closed earlier?
  • shafted_fpc
    shafted_fpc Posts: 82 Forumite
    edited 27 October 2009 at 8:41AM
    have seen some which are still running yet have been responded to but dont know how that works suppose will have to find out.

    think it is if gov has allready acted, or if we make it really BIG
  • Cool :j


    Lets hope something actually starts to happen in a positive directions for the consumer
  • lets hope 512 sig now :T

    the more the better
  • that bloody shafted FPC gets on my nerves all he ever does is come on here and plug this pettition I wish someone would just sign the thing and then he might go away.
    Posted on behalf of shafted fpc - sign now or forever be a sinner lol :D

    http://petitions.number10.gov.uk/FirstPlusRates/
  • Still nothing happened then.

    Payment went up by £23 this month :mad:

    Not sure if this was from the letter in September or one I havent received.
  • Still nothing happened then.

    Payment went up by £23 this month :mad:

    Not sure if this was from the letter in September or one I havent received.

    Did your payment not increase from the November payment?

    Have you actually complained yourself? To whom?

    1 - Barclays First Plus?

    2- Financial Ombudsman?

    3 - Office of fair Trading?

    Or are you waiting for others?

    If you've actually taken the first step here and actually complained to BFP then once you've got the final response you need to complain to the FOS & the OFT as the terms breach the Unfair Terms in Consumer Contract Regulations 1999.

    That said, it is going to be a long slog to get these regulators to listen. This is precedent setting as none of the regulators have had to decide on such an issue as far as i can gather.

    The FOS say they won't consider the UTCCR
    The FSA say it is the responsibility of the OFT
    The OFT say they don't deal with individual complaints.

    I've recently asked the Parliamentary & Health Service Ombudsman to advise where responsibility lies. It may be that there is a gap here and it turns out that none of the regulators are actually obliged to rule. In that case we would need to take the issue to court ourselves.

    This is a major issue, contrary to the thoughts of some on here. Many BFP customers will lose their homes once base rates recover.

    Anyone who believes it is acceptable to pass on all base rate increase but treat base rate decreases as a bonus for the banks shareholders clealry should refrain from commenting on a loan forum.
  • Rip off Britain on BBc1............Anyone? I'm afraid i won't as i dont want my nosey neighbours knowing my business!p.s i have signed the petition
    Julie:p
  • nice one stick with it.
    you can complain to MP's and regulators who knows you may get them to listen, if you dint complain then there is nowt to hear :confused:
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